急問,有關Abstract Opinion for 購買 REO house

來源: xiaofengjiayuan 2010-05-19 17:56:26 [] [舊帖] [給我悄悄話] 本文已被閱讀: 次 (1569 bytes)
最近購買了一個REO的銀行房子。下星期closing. 今天agent 把Abstract Opinion Email給我。裏麵有一段我不大明白, 看起來好像對我不利。我給我的attorney 留了言, 但他一直沒有回。attorney是agent公司 (remax) 的,隻收$100.00. 我從來沒有打過交道。agent是dual agent。所以有一點擔心。請問有人知道這是什麽意思麽。 另agent告訴我說銀行將結清所有的utility fees, property tax. Abstract Opinion 裏有一段說明property tax已結清, 但沒有任何地方提及utility fees。 這正常麽。

4. Personal searches for liens, UCC Filings, judgments and bankruptcy proceedings have been made against the following parties for the following time periods only:

Searches have been made against Jennifer A. Ballard, from June 30, 2006, at 2:41.21 P.M., to February 13, 2009, at 7:00 A.M.; Nationwide Advantage Mortgage Company, Federal National Mortgage Association, for the past ten years to the date of this most recent abstract continuation. Searches have been limited to Polk County, Iowa. Searches should be continued to the date and time of your purchase of the property in order to obtain a complete examination of title.

NO BUYER SEARCH: The abstractor has performed no buyer search. This opinion does not cover judgments, liens, claims and any other miscellaneous matters which might be revealed by an abstractor’s search against the name of, or names similar to: Fenghua Yang, spouse, if any, or any other potential buyer. You should confirm that your mortgage, if any, will meet the definition of a Purchase Money Mortgage as defined by Iowa Code Section 654.12B.

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please delete this post. thanks, -xiaofengjiayuan- 給 xiaofengjiayuan 發送悄悄話 xiaofengjiayuan 的博客首頁 (0 bytes) () 05/19/2010 postreply 21:00:29

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