Do you know how the title to the house is made out? Is it Joint Tenancy or Community Property? The major difference is really the tax implications when one of the couple dies and the value of the house has appreciated (how IRS calculates the tax the surviving spouse has to pay)
There is a simple explanation here http://www.wwlaw.com/title.htm
In terms of the mortgage - your hu*****and probably has enough income to cover the entire mortgage and doesn't need to have you as a co-borrower.
So technically you own part of the house but you don't have to pay the mortgage, how good is that!!!
For day-to-day living... it really doesn't matter, unless your hu*****and dies or you divorce him.
There is a simple explanation here http://www.wwlaw.com/title.htm
In terms of the mortgage - your hu*****and probably has enough income to cover the entire mortgage and doesn't need to have you as a co-borrower.
So technically you own part of the house but you don't have to pay the mortgage, how good is that!!!
For day-to-day living... it really doesn't matter, unless your hu*****and dies or you divorce him.
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