各位法律大專家：
I bought a few very cheap(<40K each) rentals in FL. I do not want to buy regular home insurance（很麻煩，不便宜）, I just want to buy liability only insurance. Is 1 million enough? My current asset(except 401K, IRA,primary house) is about 200K. If a person passed in my rental(by fire, by accident etc), does this 1 million can cover me?
I bought a few very cheap(<40K each) rentals in FL. I do not want to buy regular home insurance（很麻煩，不便宜）, I just want to buy liability only insurance. Is 1 million enough? My current asset(except 401K, IRA,primary house) is about 200K. If a person passed in my rental(by fire, by accident etc), does this 1 million can cover me?
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