If you have Uninsured/Under Insured coverage, your own insurance company will pay. This kind of claim won't increase your premimum.
It's a good idea to have this coverage especially if you are living in California where many uninsured drivers are on the road. This coverage is not very expensive by the way.
It's a good idea to have this coverage especially if you are living in California where many uninsured drivers are on the road. This coverage is not very expensive by the way.