對於這個SS retirement benefit， 我認真讀了SSA 關於living abroad的章節， 我的理解是如果我LD即使沒有綠卡， 但人Physically 在美國， 那麽他可以have 他交的那份SS retirement benefits. 如果他人在中國， 就不行。因為中美沒有ｓｓａ 之間的treaty。 （韓國， 日本。。 等２５個國家好像可以）。 這是我理解的SSA Rule。
-Not true. You work in US for at least 10 years (40 quarters), so you are eligible for the social security benefits no matter where you live after you retire. The only issue is that if you live in some countries, SSA may not be able to send the payment to you directly. But if you live in China, it is not a problem. This is the rule, Item 5 (a and b) on Page 11, which applies to your spouse and you when you live in China after your spouse retires:
EN-05-10137 - Your Payments While You are Outside the United States (June 2020) (ssa.gov)
Another choice for you is to ask SSA deposit your payment directly to your bank account in a US bank inside US.
