回複：問一個入關帶現金的問題

我爸爸來美三個月，親戚請他幫忙帶5萬美金過來。我知道5萬肯定要申報的，問題是申報以後會留底嗎？

Don't know what you mean by 留底. Of course they will have record. You have to report it on your tax return, and then you have to ask that relative to write a letter saying that the money is for him, not you. You have some paperwork to do. He must also report it on his tax return.

將來會有什麽不良影響嗎？還有如果他先把5萬存到我的銀行戶頭上，然後再匯到親戚那裏，我的銀行會查我的帳號，上報稅務局嗎？實在不想惹麻煩。

You should not get into trouble for this, but still, it kind of raises red flags of money laudering. You might have to explain things. I had asked my relative to bring in 10,000 for me before, but now I know better and will never ask this kind of thing again. The electronic transfer is not expensive, at least compared to 50,000. And China Construction Bank and Bank of America can do free transfer of $2000 per month. You can look into this option.

Besides, what if your father accidentally loses that money? It is too much responsibility for an elderly person to take. My suggestion is to say NO.