Buddy:
It appears that you have estimated all the possibilities already. No matter what happens, it will fall into one of the predictions. So you will always be right:))
I think PD will move slowly until it reaches late 2005 for calendar year 2007 I don't trust the deadline BPC promised, they will slow down once they start working on tradiational cases. They have been working on RIR cases until now.
Just take a deep breath and keep yourself busy on other things in life. The VB will not be affected by you or me. So let us just pretend it does not exist for a while.
Take Care.