When the burnout came for former JP Morgan trader Vivian Tu, she decided to leave Wall Street for a gig in the media space. But when she did, she took with her a financial savvy that would lead her down an unexpected path: building a career out of offering fun, digestible financial advice on social media. She was always the one her friends would go to for this sort of help ("Can you rebalance my 401K?"), and after they'd encouraged her to start posting her musings online - and Tu began going viral - she realized how great the need was for financial literacy beyond the big banks. Financial services has historically been "male, pale and stale... these lessons are things that rich dads have been teaching their rich sons on the golf course," Tu told Forbes. Her 3.5 million followers, whom she lovingly calls "the leftovers," include women, people of color and marginalized communities that haven't gotten this same education - and that's where @YourRichBFF comes in. Tu's goal is "to make finance into fun-ance" and speak to those seeking financial advice "like we are two besties on a couch." She has landed partnerships with MetLife, Rent the Runway, Credit Karma, Invesco and Wealthfront and is now being represented by WME. Her first book, "RICH AF," is slated to be published by Portfolio in 2024. She was ranked No. 50 on the inaugural Forbes Top Creators List in 2022.
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28歲華人妹子每周約會6次！兩年狂省$1.5萬飯錢
“在積極約會了一段時間後，我發現在大部分約會中都不用我付錢，有時我們也會AA製......我還會把剩下的食物帶回家。我意識到通過約會，我每周可以節省大約$50刀至$100刀。”
“時間漸漸久了，省下的錢累計達到了數千刀——我可以把這筆錢花在其他事情上，比如投資、儲蓄，或者購買一個新的黑色Prada包來替換我已經用爛的Longchamp包。”
Vivian透露，自己20歲出頭的時候就開始約會，當時她是一名股票交易員，年收入$9.5萬美元。但她的生活開支“非常高”，她住在紐約曼哈頓，要在附近找到價格實惠的超市並不容易。
“離我公寓最近的超市非常貴，所以我每次在那裏購物都不敢大手大腳。相反，我會坐地鐵去15個街區外的Trader Joe's購物，在那裏我才能買全大部分需要的東西。”
一名網友開玩笑說：“我妻子在大學時也對我做過這件事，但她似乎沒想到嫁給我之後要跟我分擔債務。”
還有一名女網友說：“寶貝，我簡直不敢相信還有其他人跟我做了同樣的事——有時我還會跟同一個男人重複約會。”
還有人認為Vivian的省錢方法很巧妙。
另一個人說：“通常聰明地工作比努力工作更重要。”
與此同時，還有很多網友不認可Vivian的做法，認為為了換取免費而約會是“有罪的”。
“如果你會安排自己的錢，就不需要那些約會了。”
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