大佬,自己問一下AI很難嗎?

+9
 
 
 
Yes, in many cases, you 
can keep your housewhen filing for personal bankruptcy, depending on the type of bankruptcy, the equity in your home, and your state's exemption laws. 
The key is that your mortgage is a secured debt, meaning the lender can still foreclose on the property if you do not make payments. Bankruptcy stops collection efforts (an "automatic stay") only temporarily, giving you time to work out a plan to continue paying the mortgage. 

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如果房子有不少equity, 很多人賣房, 搬到窮州去。 不過匆忙賣房和foreclosure一樣肯定是虧的, -大洋bridge- 給 大洋bridge 發送悄悄話 大洋bridge 的博客首頁 (0 bytes) () 12/30/2025 postreply 19:21:58

可以和銀行申請延期還貸 -Dotline- 給 Dotline 發送悄悄話 (0 bytes) () 12/30/2025 postreply 19:25:23

無語。 -大洋bridge- 給 大洋bridge 發送悄悄話 大洋bridge 的博客首頁 (0 bytes) () 12/30/2025 postreply 23:04:56

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