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我如何選擇作地產投資?

(2009-01-03 19:47:50) 下一個
I tried to type in Chinese, it took me a hour and then when you clicked, wenxuecity delete the whole thing.  I will not type it again in chinese.

In 2000, I read a book that changed my life:  RICH DAD, poor dad.  This is a very simple book that will not become your investment guide. But it really change my thinking.  Nothing will change until your change your mind.

What is crazy? it is doing the same thing expecting different results.

THere are two major points:

1 What is asset and what is liability?  Being a CPA for these long, I thought I know the answer, but what I know is not what is taught in this book.  A true asset is what can produce CASH FLOW to you every month.  THe house you live in is not asset, it is a liability since you have to pay insurance, tax, house payment and keep up cost.  Asset has appreciated and depreciated. The car you driving is depreciating every day.  After I read this book, I never buy a new car again.  I just need a car that will bring me from point A to point B.

2. The second point is WHAT is your monthly cash flow if you stop working today? I love working. And I am those people who will never retire. But If you have plenty of cash flow, you have freedom to choose what you want to do. Patrick said:  GIVE ME liberty or give me death.  I love freedom. That is why I will learn everything I need to do get to the point to have plenty of cash flow.


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learnwisely 回複 悄悄話 讀你的帖子很受益,讚。
我讀過這本書rich-dad好幾遍。
現在生活把我打到了最底層: 沒了工作,沒有存款,也沒有技術;i do not have anything now.
where am i going? no idea.
farmersc 回複 悄悄話 回複 'parcmtl07' 的評論 : 謝謝你來看,一轉眼已經5 年了,自己已經基本滿足自己的夢想,那就是簡單的財務自由,能有自由選擇自己的時間,想做的事情,中文現在也打得很流利,感謝主的保守,更感謝我的家人,恩師,從來不說我不著邊際。
parcmtl07 回複 悄悄話 good points
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