而且銀行不買這個保險也沒人敢在裏麵存錢呀
但其實不是：
The Federal Deposit Insurance Corporation (FDIC) protects consumers against loss if their bank or thrift institution fails. Not all institutions are insured by the FDIC. Eligible bank accounts are insured up to $250,000 for principal and interest. The FDIC does not insure share accounts at credit unions.
