我被你帶到溝裏麵去了。你這個1099-R是人壽保險的付出，要不要交稅要看當時買保險的錢是稅前還是稅後。絕大多數是稅後的錢買的保險。所以保險賠償不用交稅。
保險賠償不能轉到IRA裏麵。
你自己提IRA，把我搞糊塗了。
File Form 1099-R for each person to whom you have made a designated distribution or are treated as having made a distribution of $10 or more from:
- Profit-sharing or retirement plans.
- Any individual retirement arrangements (IRAs). 《== 我以為是這個。
- Annuities, pensions, insurance contracts, survivor income benefit plans.
- Permanent and total disability payments under life insurance contracts. <-=你是不是說的這個？
- Charitable gift annuities, etc.
