https://benefitscheckup.org/program/insurance_va_fair_plan? => https://www.vpia.com/
The Fair Access to Insurance Requirements (FAIR) Plan helps people get basic property insurance when they cannot get it from regular insurers. In Virginia, the FAIR Plan is managed by the Virginia Property Insurance Association (VPIA).
What kind of insurance can I get from the FAIR Plan?
You can apply for two basic types of insurance through the FAIR Plan:
- Dwelling fire policy (for homes): This is basic insurance that helps protect a house or building you own—especially if it is a rental, vacant, or does not qualify for regular homeowners’ insurance. It usually covers damage from water, fire, wind, hail, or vandalism. This policy protects the building itself, but it may not cover personal belongings or liability unless you add extra coverage.
Google "your state FAIR plan" and it seems many states have this socialist program.
