以前說過：Fidelity支票ATM. Debit card賬戶現在yield 3.29%,可以ditch

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傳統銀行BOA, Citi和Chase這種.有個賬戶維持minimum balance即可用於Zelle和Venmo, 工資direct deposit到Fidelity,開支票，electric payment,在任何銀行取款都很方便.Fidelity自動reimburse ATM fee. 傳統銀行支票賬戶利息為零

Fidelity和傳統銀行賬戶money transfer will happen instantly, easy as hell