從國內匯錢來美

從國內匯錢來美的幾個稅收問題 

下一個

You are an US citizen or a Green Card holder.

從中國的同名賬號: I hope that you have reported your accounts in Chinese banks on your tax returns and the interest incomes are already listed on your return.  If not, you might get inquiries from IRS.

Your parents, siblings and you are all US citizens or Green Card holders.

從不同名賬號匯過來: Your parents or siblings each can give you $15K / year under annual gift tax exclusion in 2019.

Estate: One parent can give you $11.4M with the estate tax exemption, both parents is $22.8M in 2019.

https://www.irs.gov/businesses/small-businesses-self-employed/estate-tax

Your parents and siblings are Chinese citizens, and You are an US citizen or a Green Card holder.

從不同名賬號匯過來: You don't need to do anything if the total money per year is under $100k.  If over $100k, you need to just file IRS form 3520 for receiving this gift from your family.  There is no limit on how much you can receive.  The only question is how much they can send you from China?

https://www.irs.gov/forms-pubs/form-3520-annual-return-to-report-transactions-with-foreign-trusts-and-receipt-of-certain-foreign-gifts

Estate:  Your parents can pass all their estate to you without any US tax consequence.