由高速公路開車想到投資理財

When we drive on highways, we always see some cars that zigzag and try to pass everybody while you drive at the speed limit keeping up with the flow of other cars.  Then after ten or fifteen miles driving, all of sudden, you will find that the car was zigzaging before is now right next to you.  You wonder why bother doing all that maneuvers if we end up reach the destination around the same time.  

This reminds me about the investment which is a long term process and needs to be steady and consistent, not emotional, not going in or out of market based on short market movements.  We always hear that so and so are good at investing in stock market, just in 2 weeks, buying and selling stocks and making a lot of money.  But after 20 some years of investment, we end up pretty much the same in terms of wealth.  I have a post about why you should not go in and out of the market with some examples.  

http://blog.wenxuecity.com/myblog/72332/201801/19668.html

You will ask me whether there are people who zigzag on the expressway and get way ahead of everyone else, just like some people in the stock market making a killing.  My answer is YES, but not many.  Most likely, you and I will not be one of them.  To be in their position, you need to have skill, experience, and most of all luck.  I am pretty sure that I have the skill and the experience, but the luck part is that I am not sure about.  That is why I am doing my stock index investing to make what the market will give me.

[hhtt]

回複 '胖金魚' 的評論 : 在美國這麽一個開放和透明的股市，確實是投資者的天堂！但是任何投資都有風險，美國中國都有，隻是中國股市的風險大些！如果你在90年代，中國股市是可以大賺錢的。

[胖金魚]

你比較幸運的是投資了美國股市，所以認為長期投資可以遠勝於頻繁的短期投資。但如果不幸投資中國的A股市場，那麽談長期投資價值投資隻能是被長期套牢了。

[hhtt]

回複 'retreat' 的評論 : 謝謝來訪！

[retreat]

是這樣的，雖然你這篇文章是舊文，道理現在看來還是這樣。雖然凡人看見有些股不可思議的迸發了出來，等到我們心動了，卻已經錯過最佳時間了。
一個正常的經濟壞境，百姓或個體的財富分配就應像陀螺，兩頭尖中間的大。求穩妥的，不貪心的，應該走中間偏上的區域。w