******************************* CALIFORNIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
6.375 |
5.875 |
6.250 |
5.750 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
6.500 |
------ |
6.375 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
6.250 |
5.625 |
6.125 |
5.625 |
------ |
------ |
APR |
6.281 |
5.714 |
6.166 |
5.724 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* MARYLAND *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
6.375 |
5.875 |
6.250 |
5.750 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
6.500 |
------ |
6.375 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
6.250 |
5.625 |
6.125 |
5.625 |
------ |
------ |
APR |
6.262 |
5.664 |
6.137 |
5.653 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* VIRGINIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
6.500 |
6.000 |
6.375 |
6.000 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
6.250 |
5.625 |
6.125 |
5.625 |
------ |
------ |
APR |
6.242 |
5.669 |
6.130 |
5.661 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* TEXAS *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
6.500 |
6.000 |
6.375 |
6.000 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
6.125 |
5.625 |
6.000 |
5.500 |
------ |
------ |
APR |
6.156 |
5.657 |
6.041 |
5.600 |
------ |
------ |
|
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* ILLINOIS *******************************
(Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
6.250 |
5.750 |
6.125 |
5.750 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
6.875 |
6.375 |
6.625 |
6.250 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
6.250 |
5.625 |
6.125 |
5.625 |
------ |
------ |
APR |
6.231 |
5.652 |
6.116 |
5.636 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* FLORIDA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
6.875 |
6.375 |
6.625 |
6.250 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
6.125 |
5.625 |
6.000 |
5.625 |
------ |
------ |
APR |
6.167 |
5.675 |
6.055 |
5.668 |
------ |
------ |
|
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* GEORGIA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
6.500 |
6.125 |
6.375 |
6.125 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
6.125 |
5.625 |
6.000 |
5.625 |
------ |
------ |
APR |
6.178 |
5.693 |
6.070 |
5.694 |
------ |
------ |
|
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* WASHINGTON *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
6.375 |
5.875 |
6.250 |
5.750 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
6.500 |
------ |
6.375 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
6.250 |
5.625 |
6.125 |
5.625 |
------ |
------ |
APR |
6.261 |
5.663 |
6.133 |
5.652 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |