******************************* CALIFORNIA ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 5.000 | 4.125 | 4.750 | 4.125 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
Jumbo | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | ------ | 4.375 | 5.000 | 4.250 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 4.750 | 4.000 | 4.625 | 3.875 | ------ | ------ |
APR | 4.789 | 4.067 | 4.678 | 3.998 | ------ | ------ |
|
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
Jumbo | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* MARYLAND ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 5.000 | 4.125 | 4.750 | 4.125 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | ------ | 4.375 | 5.000 | 4.250 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 4.750 | 4.000 | 4.625 | 3.875 | ------ | ------ |
APR | 4.761 | 4.019 | 4.640 | 3.929 | ------ | ------ |
|
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* VIRGINIA ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 5.000 | 4.250 | 4.875 | 4.250 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | ------ | ------ | ------ | 4.500 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 4.750 | 4.000 | 4.625 | 3.875 | ------ | ------ |
APR | 4.783 | 4.054 | 4.664 | 3.936 | ------ | ------ |
|
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* TEXAS ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 5.000 | 4.250 | 4.875 | 4.250 | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | ------ | ------ | ------ | ------ | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 4.625 | 3.875 | 4.625 | 3.875 | ------ | ------ |
APR | 4.664 | 3.924 | 4.635 | 3.919 | ------ | ------ |
|
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* ILLINOIS ******************************* (Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 4.875 | 4.125 | 4.750 | 4.000 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 5.000 | 4.250 | 4.875 | 4.250 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 4.875 | 4.000 | 4.750 | 3.875 | ------ | ------ |
APR | 4.904 | 4.068 | 4.801 | 3.913 | ------ | ------ |
|
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* FLORIDA ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 5.250 | 4.625 | ------ | ------ | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | ------ | ------ | ------ | ------ | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 4.875 | 4.000 | 4.750 | 3.875 | ------ | ------ |
APR | 4.906 | 4.041 | 4.808 | 3.943 | ------ | ------ |
|
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* GEORGIA ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 5.125 | 4.375 | 5.000 | 4.250 | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | ------ | 4.750 | ------ | ------ | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 4.875 | 4.000 | 4.750 | 3.875 | ------ | ------ |
APR | 4.916 | 4.058 | 4.792 | 3.968 | ------ | ------ |
|
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* WASHINGTON ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 5.000 | 4.125 | 4.750 | 4.125 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
Jumbo | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 5.125 | 4.375 | 5.000 | 4.250 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 4.750 | 4.000 | 4.625 | 3.875 | ------ | ------ |
APR | 4.791 | 4.038 | 4.669 | 3.928 | ------ | ------ |
|
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
Jumbo | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |