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【今日房貸利率】CA, FL, GA, IL, MD, TX, VA, WA - 2021年3月2日星期二

(2021-03-03 00:05:59) 下一個
SUMMARY：今天（3月2日星期二）的利率價格和昨天相比稍微變好。目前加州重新貸款51萬的利率，30年固定的零費用重貸利率降至3.000%，15年固定降至2.25%；購房貸款50萬左右，30年固定的利率為2.875%，15年略降至2.125% with 0 point, plus closing cost。

奇虎貸款利率查詢電話：949-829-3863或888-800-4151。電郵：apply@tigerloans.com。官網網址：www.tigerloans.com/apply-now。
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 3.000 2.250 2.875 2.250 ------ ------
$650K 3.375 2.500 ------ ------ ------ ------
Jumbo ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 3.125 2.375 3.125 2.375 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 2.875 2.125 2.750 2.125 ------ ------
APR 2.891 2.188 2.813 2.192 ------ ------
 
$650K 3.125 2.375 ------ ------ ------ ------
APR 3.167 2.414 ------ ------ ------ ------
 
Jumbo 3.375 ------ ------ ------ ------ ------
APR 3.411 ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K ------ ------ 3.500 3.125 ------ ------
APR ------ ------ 3.565 3.246 ------ ------
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 3.000 2.250 2.875 2.250 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 3.125 2.375 3.125 2.375 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 2.875 2.125 2.750 2.125 ------ ------
APR 2.865 2.143 2.778 2.125 ------ ------
 
$650K 3.375 ------ ------ ------ ------ ------
APR 3.391 ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K ------ ------ 3.500 3.125 ------ ------
APR ------ ------ 3.528 3.178 ------ ------
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 3.125 2.375 3.000 2.250 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 3.250 2.625 3.125 2.500 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 2.875 2.125 2.750 2.125 ------ ------
APR 2.858 2.148 2.782 2.133 ------ ------
 
$650K 3.375 ------ ------ ------ ------ ------
APR 3.393 ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 3.625 ------ 3.500 3.125 ------ ------
APR 3.648 ------ 3.532 3.185 ------ ------
 
******************************* TEXAS *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 3.125 2.500 3.000 2.250 ------ ------
$600K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K ------ ------ ------ ------ ------ ------
$600K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 2.750 2.125 2.750 2.125 ------ ------
APR 2.776 2.136 2.773 2.116 ------ ------
 
$600K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 3.375 3.000 3.375 2.875 ------ ------
APR 3.412 3.066 3.412 2.971 ------ ------
 
******************************* ILLINOIS *******************************
(Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 3.000 2.250 2.875 2.125 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 3.000 2.375 3.000 2.250 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 2.875 2.125 2.750 2.125 ------ ------
APR 2.850 2.132 2.769 2.110 ------ ------
 
$650K 3.500 ------ ------ ------ ------ ------
APR 3.511 ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 3.625 ------ 3.500 3.125 ------ ------
APR 3.639 ------ 3.520 3.162 ------ ------
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 3.250 2.750 3.250 2.625 ------ ------
$600K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K ------ ------ ------ ------ ------ ------
$600K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 2.875 2.125 2.750 2.125 ------ ------
APR 2.884 2.152 2.785 2.139 ------ ------
 
$600K ------ ------ ------ ------ ------ ------
APR ------ ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 3.500 3.125 3.375 3.000 ------ ------
APR 3.536 3.189 3.425 3.093 ------ ------
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 3.125 2.375 3.125 2.375 ------ ------
$600K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 3.375 2.875 3.250 2.750 ------ ------
$600K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 2.750 2.125 2.750 2.125 ------ ------
APR 2.793 2.169 2.798 2.163 ------ ------
 
$600K 3.375 ------ ------ ------ ------ ------
APR 3.396 ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$300K 3.500 3.125 3.375 3.000 ------ ------
APR 3.545 3.206 3.438 3.118 ------ ------
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 3.000 2.250 2.875 2.250 ------ ------
$650K ------ ------ ------ ------ ------ ------
Jumbo ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 3.125 2.375 3.125 2.375 ------ ------
$650K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K 2.875 2.125 2.750 2.125 ------ ------
APR 2.865 2.142 2.777 2.124 ------ ------
 
$650K 3.375 ------ ------ ------ ------ ------
APR 3.390 ------ ------ ------ ------ ------
 
Jumbo 3.375 ------ ------ ------ ------ ------
APR 3.385 ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
$510K ------ ------ 3.500 3.125 ------ ------
APR ------ ------ 3.528 3.177 ------ ------
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- <=75% for Primary Residence Conforming Refinance & Purchase;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%);
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase;
- <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident. H1B, L1, F1 OPT.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款，需要收point才能做。

奇虎貸款NMLS ID: 1169300                         
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