SUMMARY:今天(6月8日星期五)開盤時的房貸利率價格和上個工作日相比基本持平
注:除非特別說明,以下列出的利率都是基於本帖底部的貸款參數,並且是帶impound account的利率。
%=$453K %=$453K %=$453K %=$453K %=$453K
******************************* CALIFORNIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) |
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PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.500 | 4.000 | 4.375 | 4.000 | 4.125 | 4.250 |
>$453K | 4.625 | 4.125 | ------ | ------ | 4.000 | ------ |
Jumbo | 4.750 | 4.750 | ------ | ------ | 4.250 | 4.250 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.500 | 4.125 | ------ | ------ |
>$453K | 4.750 | ------ | ------ | ------ | 4.375 | ------ |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.875 | 4.250 | 3.875 | 3.875 | 4.000 |
APR | 4.422 | 3.938 | 4.285 | 3.966 | 3.910 | 4.046 |
>$453K | 4.500 | 4.000 | ------ | ------ | 3.875 | ------ |
APR | 4.538 | 4.085 | ------ | ------ | 3.901 | ------ |
Jumbo | 4.625 | 4.375 | ------ | ------ | 3.875 | 4.000 |
APR | 4.627 | 4.435 | ------ | ------ | 3.918 | 4.023 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.875 | 4.500 | 4.625 | 4.500 | ------ | ------ |
APR | 4.902 | 4.546 | 4.690 | 4.565 | ------ | ------ |
******************************* MARYLAND ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
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PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.500 | 4.000 | 4.375 | 4.000 | 4.125 | 4.250 |
>$453K | 4.750 | 4.750 | ------ | ------ | 4.375 | 4.250 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.750 | 4.125 | 4.500 | 4.125 | ------ | ------ |
>$453K | 5.125 | 4.625 | 4.875 | ------ | 4.375 | 4.500 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.875 | 4.250 | 3.875 | 3.875 | 4.000 |
APR | 4.403 | 3.887 | 4.259 | 3.892 | 3.882 | 4.017 |
>$453K | 4.625 | 4.375 | ------ | ------ | 3.875 | 4.000 |
APR | 4.602 | 4.391 | ------ | ------ | 3.894 | 3.998 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.875 | 4.500 | 4.625 | 4.500 | ------ | ------ |
APR | 4.882 | 4.494 | 4.664 | 4.491 | ------ | ------ |
******************************* VIRGINIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
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PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.375 | 4.125 | 4.250 | 4.375 |
>$453K | 5.125 | ------ | ------ | ------ | 4.500 | 4.500 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.750 | 4.250 | 4.500 | 4.250 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.875 | 4.250 | 3.875 | 3.875 | 4.000 |
APR | 4.396 | 3.894 | 4.265 | 3.902 | 3.886 | 4.021 |
>$453K | 4.625 | 4.375 | ------ | ------ | 3.875 | 4.000 |
APR | 4.604 | 4.395 | ------ | ------ | 3.896 | 4.001 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.875 | 4.500 | 4.625 | 4.500 | ------ | ------ |
APR | 4.875 | 4.500 | 4.670 | 4.501 | ------ | ------ |
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.500 | 4.125 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 5.125 | 4.875 | ------ | ------ | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.625 | 4.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.750 | 4.250 | 3.750 | 3.875 | 4.000 |
APR | 4.401 | 3.851 | 4.272 | 3.896 | 3.911 | 4.047 |
4.875 | 4.500 | 4.625 | 4.500 | ------ | ------ | |
APR | 4.875 | 4.500 | 4.670 | 4.501 | ------ | ------ |
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.500 | 4.125 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 5.125 | 4.875 | ------ | ------ | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.625 | 4.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.750 | 4.250 | 3.750 | 3.875 | 4.000 |
APR | 4.401 | 3.851 | 4.272 | 3.896 | 3.911 | 4.047 |
4.875 | 4.500 | 4.625 | 4.500 | ------ | ------ | |
APR | 4.875 | 4.500 | 4.670 | 4.501 | ------ | ------ |
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.500 | 4.125 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 5.125 | 4.875 | ------ | ------ | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.625 | 4.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.750 | 4.250 | 3.750 | 3.875 | 4.000 |
APR | 4.401 | 3.851 | 4.272 | 3.896 | 3.911 | 4.047 |
4.875 | 4.500 | 4.625 | 4.500 | ------ | ------ | |
APR | 4.875 | 4.500 | 4.670 | 4.501 | ------ | ------ |
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.500 | 4.125 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 5.125 | 4.875 | ------ | ------ | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.625 | 4.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.750 | 4.250 | 3.750 | 3.875 | 4.000 |
APR | 4.401 | 3.851 | 4.272 | 3.896 | 3.911 | 4.047 |
4.875 | 4.500 | 4.625 | 4.500 | ------ | ------ | |
APR | 4.875 | 4.500 | 4.670 | 4.501 | ------ | ------ |
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.500 | 4.125 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 5.125 | 4.875 | ------ | ------ | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.625 | 4.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.750 | 4.250 | 3.750 | 3.875 | 4.000 |
APR | 4.401 | 3.851 | 4.272 | 3.896 | 3.911 | 4.047 |
4.875 | 4.500 | 4.625 | 4.500 | ------ | ------ | |
APR | 4.875 | 4.500 | 4.670 | 4.501 | ------ | ------ |
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.500 | 4.125 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 5.125 | 4.875 | ------ |