SUMMARY:今天(6月4日星期一)開盤時的房貸利率價格和上個工作日相比基本持平.
注:除非特別說明,以下列出的利率都是基於本帖底部的貸款參數,並且是帶impound account的利率。
%=$453K %=$453K %=$453K %=$453K %=$453K
******************************* CALIFORNIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) |
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PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.500 | 4.000 | 4.375 | 4.000 | 4.125 | 4.250 |
>$453K | 4.625 | 4.125 | ------ | ------ | 4.000 | ------ |
Jumbo | 4.625 | 4.750 | ------ | ------ | 4.250 | 4.250 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.375 | 4.125 | ------ | ------ |
>$453K | 4.750 | 4.250 | ------ | ------ | 4.375 | ------ |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.875 | 4.250 | 3.875 | 3.750 | 4.000 |
APR | 4.411 | 3.901 | 4.271 | 3.913 | 3.806 | 4.036 |
>$453K | 4.500 | 4.000 | ------ | ------ | 3.750 | ------ |
APR | 4.527 | 4.047 | ------ | ------ | 3.797 | ------ |
Jumbo | 4.500 | 4.375 | ------ | ------ | 3.875 | 3.875 |
APR | 4.534 | 4.435 | ------ | ------ | 3.918 | 3.918 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.875 | 4.375 | 4.625 | 4.375 | ------ | ------ |
APR | 4.902 | 4.458 | 4.676 | 4.494 | ------ | ------ |
******************************* MARYLAND ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
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PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.500 | 4.000 | 4.375 | 4.000 | 4.125 | 4.250 |
>$453K | 4.750 | 4.750 | ------ | ------ | 4.375 | 4.250 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.375 | 4.125 | ------ | ------ |
>$453K | 5.125 | 4.625 | 4.875 | ------ | 4.375 | 4.500 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.875 | 4.250 | 3.875 | 3.750 | 4.000 |
APR | 4.382 | 3.850 | 4.230 | 3.839 | 3.777 | 4.007 |
>$453K | 4.500 | 4.375 | ------ | ------ | 3.875 | 3.875 |
APR | 4.509 | 4.391 | ------ | ------ | 3.894 | 3.894 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.875 | 4.375 | 4.625 | 4.375 | ------ | ------ |
APR | 4.871 | 4.406 | 4.635 | 4.419 | ------ | ------ |
******************************* VIRGINIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
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PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.500 | 4.125 | 4.375 | 4.125 | 4.250 | 4.375 |
>$453K | 4.875 | ------ | ------ | ------ | 4.500 | 4.500 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.750 | 4.250 | 4.500 | 4.250 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.875 | 4.250 | 3.875 | 3.750 | 4.000 |
APR | 4.375 | 3.857 | 4.236 | 3.849 | 3.781 | 4.011 |
>$453K | 4.500 | 4.375 | ------ | ------ | 3.875 | 3.875 |
APR | 4.512 | 4.395 | ------ | ------ | 3.896 | 3.896 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.750 | 4.375 | 4.625 | 4.375 | ------ | ------ |
APR | 4.783 | 4.413 | 4.640 | 4.429 | ------ | ------ |
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.375 | 4.125 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 5.125 | 4.875 | ------ | ------ | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.625 | 4.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.750 | 4.125 | 3.750 | 3.750 | 4.000 |
APR | 4.380 | 3.832 | 4.190 | 3.869 | 3.806 | 4.036 |
4.750 | 4.375 | 4.625 | 4.375 | ------ | ------ | |
APR | 4.783 | 4.413 | 4.640 | 4.429 | ------ | ------ |
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.375 | 4.125 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 5.125 | 4.875 | ------ | ------ | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.625 | 4.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.750 | 4.125 | 3.750 | 3.750 | 4.000 |
APR | 4.380 | 3.832 | 4.190 | 3.869 | 3.806 | 4.036 |
4.750 | 4.375 | 4.625 | 4.375 | ------ | ------ | |
APR | 4.783 | 4.413 | 4.640 | 4.429 | ------ | ------ |
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.375 | 4.125 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 5.125 | 4.875 | ------ | ------ | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.625 | 4.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.750 | 4.125 | 3.750 | 3.750 | 4.000 |
APR | 4.380 | 3.832 | 4.190 | 3.869 | 3.806 | 4.036 |
4.750 | 4.375 | 4.625 | 4.375 | ------ | ------ | |
APR | 4.783 | 4.413 | 4.640 | 4.429 | ------ | ------ |
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.375 | 4.125 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 5.125 | 4.875 | ------ | ------ | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.625 | 4.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.750 | 4.125 | 3.750 | 3.750 | 4.000 |
APR | 4.380 | 3.832 | 4.190 | 3.869 | 3.806 | 4.036 |
4.750 | 4.375 | 4.625 | 4.375 | ------ | ------ | |
APR | 4.783 | 4.413 | 4.640 | 4.429 | ------ | ------ |
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.375 | 4.125 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 5.125 | 4.875 | ------ | ------ | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.625 | 4.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.375 | 3.750 | 4.125 | 3.750 | 3.750 | 4.000 |
APR | 4.380 | 3.832 | 4.190 | 3.869 | 3.806 | 4.036 |
4.750 | 4.375 | 4.625 | 4.375 | ------ | ------ | |
APR | 4.783 | 4.413 | 4.640 | 4.429 | ------ | ------ |
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 4.625 | 4.125 | 4.375 | 4.125 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$453K | 5.125 | 4.875 | ------ |