奇虎貸款利率-CA, TX, MD, VA,FL, GA, WA- 4月20日星期五

SUMMARY：今天（4月20日星期五）開盤時的房貸利率價格和上個工作日相比基本持平.

注：除非特別說明，以下列出的利率都是基於本帖底部的貸款參數，並且是帶impound account的利率。

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	4.000	4.250	4.000	4.000	4.125
>$453K	4.625	4.125	4.750	------	4.000	------
Jumbo	4.625	4.625	------	------	4.250	4.250
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.625	4.125	4.375	4.125	------	------
>$453K	4.750	4.250	5.250	------	4.375	------
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.375	3.875	4.250	3.875	3.750	3.875
APR	4.411	3.901	4.256	3.913	3.795	3.921
>$453K	4.500	4.000	4.625	------	3.750	------
APR	4.517	4.029	4.641	------	3.787	------
Jumbo	4.500	4.250	------	------	4.000	4.000
APR	4.513	4.328	------	------	4.023	4.023
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.375	4.625	4.375	------	------
APR	4.891	4.439	4.676	4.467	------	------
******************************* MARYLAND ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	4.000	4.250	4.000	4.000	4.125
>$453K	4.625	4.750	------	------	4.375	4.250
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.625	4.125	4.375	4.125	------	------
>$453K	5.125	4.625	4.875	------	4.375	4.500
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.375	3.875	4.250	3.875	3.750	3.875
APR	4.382	3.850	4.216	3.839	3.767	3.892
>$453K	4.500	4.250	------	------	4.000	4.000
APR	4.488	4.284	------	------	3.998	3.998
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.375	4.625	4.375	------	------
APR	4.860	4.387	4.635	4.393	------	------
******************************* VIRGINIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	4.000	4.375	4.000	4.250	4.250
>$453K	4.750	------	------	------	4.500	4.500
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.250	4.500	4.250	------	------
>$453K	5.250	4.875	5.000	------	4.500	4.625
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.375	3.875	4.250	3.875	3.750	3.875
APR	4.375	3.857	4.221	3.849	3.771	3.896
>$453K	4.500	4.250	------	------	4.000	4.000
APR	4.490	4.289	------	------	4.001	4.001
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.375	4.625	4.375	------	------
APR	4.783	4.394	4.640	4.402	------	------
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.625	4.125	4.375	4.125	------	------
>$453K	5.250	4.875	5.000	------	4.500	4.625
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	5.125	4.875	------	------	------	------
>$453K	5.250	4.875	5.000	------	4.625	4.625
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.250	3.750	4.125	3.750	3.750	3.875
APR	4.308	3.832	4.190	3.869	3.796	3.921
>$453K	5.000	4.500	4.750	------	4.250	4.375
APR	4.997	4.533	4.747	------	4.253	4.378
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.250	4.500	4.250	------	------
APR	4.788	4.352	4.566	4.397	------	------
******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.250	4.500	4.250	------	------
>$453K	5.625	5.125	5.375	------	5.125	5.000
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.500	4.750	4.500	------	------
>$453K	5.625	5.125	5.375	------	5.125	5.000
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.375	3.750	4.125	3.750	3.750	3.875
APR	4.389	3.848	4.202	3.892	3.794	3.920
>$453K	5.000	4.500	4.750	------	4.250	4.375
APR	4.998	4.534	4.747	------	4.253	4.378
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.375	4.500	4.375	------	------
APR	4.797	4.419	4.579	4.438	------	------
******************************* GEORGIA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.625	4.125	4.500	4.125	------	------
>$453K	4.875	------	------	------	------	------
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.375	4.625	4.375	------	------
>$453K	5.375	4.875	5.125	------	4.625	4.625
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.375	3.750	4.125	3.750	3.750	3.875
APR	4.404	3.874	4.223	3.930	3.809	3.934
>$453K	4.500	4.250	------	------	4.000	4.000
APR	4.497	4.300	------	------	4.007	4.007
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.375	4.500	4.375	------	------
APR	4.812	4.445	4.599	4.476	------	------
******************************* WASHINGTON ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	4.000	4.250	4.000	4.000	4.125
>$453K	4.625	4.750	------	------	4.375	4.250
Jumbo	4.625	4.625	------	------	4.250	4.250
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.625	4.125	4.375	4.125	------	------
>$453K	5.125	4.625	4.875	------	4.375	4.500
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.375	3.875	4.250	3.875	3.750	3.875
APR	4.381	3.849	4.215	3.838	3.766	3.891
>$453K	4.500	4.250	------	------	4.000	4.000
APR	4.487	4.283	------	------	3.998	3.998
Jumbo	4.500	4.250	------	------	4.000	4.000
APR	4.482	4.275	------	------	3.993	3.993
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.375	4.625	4.375	------	------
APR	4.860	4.386	4.634	4.391	------	------

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- <=75% for Primary Residence Conforming Refinance & Purchase;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%);
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase;
- <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款，需要收point才能做。

奇虎貸款NMLS ID: 1169300