【今日房貸利率】2018年2月6日星期二（CA、FL、GA、MD、TX、VA、WA)

SUMMARY：今天（2月6日星期二)開盤時的房貸利率價格和上個工作日相比基本持平。 

注：除非特別說明，以下列出的利率都是基於本帖底部的貸款參數，並且是帶impound account的利率。

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 4.000 4.250 >$453K 4.500 4.000 4.750 ------ 4.250 4.500 Jumbo 4.500 4.500 4.750 ------ 4.250 4.500   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.250 4.000 4.375 4.625 >$453K 5.000 4.625 4.750 ------ 4.250 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.000 3.625 3.750 3.875 APR 4.255 3.688 4.049 3.716 3.806 3.931   >$453K 4.500 3.875 4.625 ------ 4.125 4.375 APR 4.506 3.941 4.658 ------ 4.153 4.404   Jumbo 4.250 4.250 4.625 ------ 4.000 4.000 APR 4.284 4.291 4.652 ------ 4.033 4.033   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.375 4.125 4.125 4.375 APR 4.662 4.226 4.455 4.271 4.163 4.414   ******************************* MARYLAND ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 4.000 4.250 >$453K 4.500 4.500 4.750 ------ 4.250 4.500   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 4.000 4.250 4.000 4.250 4.500 >$453K 5.000 4.500 4.750 ------ 4.250 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.000 3.625 3.750 3.875 APR 4.225 3.637 4.009 3.642 3.777 3.902   >$453K 4.250 4.250 4.625 ------ 4.000 4.000 APR 4.259 4.247 4.617 ------ 4.009 4.009   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.375 4.125 4.125 4.375 APR 4.632 4.174 4.414 4.196 4.134 4.384   ******************************* VIRGINIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 3.875 4.250 3.875 4.500 4.625 >$453K 4.750 4.750 4.875 ------ 4.375 4.625   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.250 4.000 4.500 4.625 >$453K 5.125 4.750 4.875 ------ 4.375 4.625   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.125 3.625 4.000 3.625 3.750 3.875 APR 4.155 3.644 4.015 3.652 3.781 3.906   >$453K 4.250 4.250 4.625 ------ 4.000 4.000 APR 4.261 4.252 4.621 ------ 4.011 4.011   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.375 4.125 4.125 4.375 APR 4.625 4.181 4.419 4.206 4.138 4.388   ******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 4.000 4.250 4.000 ------ 5.375 >$453K 5.125 4.750 4.875 ------ 4.375 4.625   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.375 4.500 ------ ------ 5.375 >$453K 5.125 4.750 4.875 ------ 4.500 4.625   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.125 3.500 4.000 3.500 3.750 3.875 APR 4.161 3.600 4.021 3.645 3.806 3.932   >$453K 4.875 4.375 4.625 ------ 4.125 4.375 APR 4.872 4.408 4.622 ------ 4.128 4.378   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.125 4.375 4.125 4.125 4.375 APR 4.559 4.190 4.426 4.218 4.184 4.435   ******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.125 4.375 4.125 ------ ------ >$453K 5.500 5.000 5.250 ------ 5.000 5.000   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 ------ 4.500 ------ ------ ------ >$453K 5.500 5.000 5.250 ------ 5.000 5.000   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.125 3.625 4.000 3.625 3.750 3.875 APR 4.170 3.668 4.034 3.687 3.805 3.930   >$453K 4.875 4.375 4.625 ------ 4.125 4.375 APR 4.873 4.409 4.622 ------ 4.128 4.378   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.375 4.125 4.125 4.375 APR 4.639 4.206 4.439 4.241 4.185 4.436   ******************************* GEORGIA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.250 4.000 ------ 5.375 >$453K 4.750 4.750 5.000 ------ 4.500 4.625   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.375 4.125 ------ 5.375 >$453K 5.250 4.750 5.000 ------ 4.500 4.625   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.125 3.625 4.000 3.625 3.750 3.875 APR 4.185 3.694 4.054 3.724 3.819 3.945   >$453K 4.250 4.250 4.625 ------ 4.000 4.000 APR 4.268 4.263 4.630 ------ 4.018 4.018   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.375 4.125 4.125 4.375 APR 4.654 4.232 4.459 4.279 4.200 4.451   ******************************* WASHINGTON ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 4.000 4.250 >$453K 4.500 4.500 4.750 ------ 4.250 4.500 Jumbo 4.500 4.500 4.750 ------ 4.250 4.500   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 4.000 4.250 4.000 4.250 4.500 >$453K 5.000 4.500 4.750 ------ 4.250 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.125 3.625 4.000 3.625 3.750 3.875 APR 4.151 3.636 4.025 3.641 3.777 3.902   >$453K 4.250 4.250 4.625 ------ 4.000 4.000 APR 4.258 4.246 4.617 ------ 4.008 4.008   Jumbo 4.250 4.250 4.625 ------ 4.000 4.000 APR 4.253 4.237 4.609 ------ 4.003 4.003   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.375 4.125 4.125 ------ APR 4.634 4.173 4.413 4.195 4.133 ------

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: See detailed loan amounts under the State name above; 2. Loan-To-Value (LTV): - <=75% for Primary Residence Conforming Refinance & Purchase; - <=70% for Primary Residence Conforming Cash-Out Refinance; - <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%); - <=65% for Primary Residence Super-Conforming Cash-Out Refinance; - <=75% for Investment Property Conforming Purchase; - <=65% for Jumbo Refi & Purchase. 3. Primary Residence (except specified); 4. Single Family Residence; 5. Credit score>=740; 6. With Impound/Escrow Account; 7. 30-day lock; 8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based) For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. For scenarios outside the above assumptions, please contact local loan officers for case inquiry. 注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款，需要收point才能做。 奇虎貸款NMLS ID: 1169300