【今日房貸利率】2018年2月16日星期五（CA、FL、GA、MD、TX、VA、WA)

SUMMARY：今天（2月16日星期五)開盤時的房貸利率價格和上個工作日相比基本持平。

注：除非特別說明，以下列出的利率都是基於本帖底部的貸款參數，並且是帶impound account的利率。

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 3.875 4.250 3.875 4.500 4.250 >$453K 4.625 4.000 4.875 ------ 4.375 4.500 Jumbo 4.500 4.625 4.875 ------ 4.250 4.250   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.375 4.000 4.500 4.625 >$453K 5.125 4.750 4.875 ------ 4.375 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 3.875 4.000 APR 4.297 3.776 4.160 3.788 3.921 4.046   >$453K 4.500 3.875 4.750 ------ 4.250 4.375 APR 4.549 3.959 4.783 ------ 4.279 4.404   Jumbo 4.375 4.250 4.750 ------ 3.875 4.000 APR 4.398 4.291 4.777 ------ 3.918 4.033   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.500 4.250 4.250 4.375 APR 4.787 4.333 4.565 4.369 4.288 4.414   ******************************* MARYLAND ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 3.875 4.250 3.875 4.375 4.250 >$453K 4.625 4.625 4.875 ------ 4.375 4.500   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.375 4.000 4.375 4.500 >$453K 5.125 4.625 4.875 ------ 4.375 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 3.875 4.000 APR 4.267 3.725 4.120 3.714 3.892 4.017   >$453K 4.375 4.250 4.750 ------ 3.875 4.000 APR 4.373 4.247 4.742 ------ 3.894 4.009   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.500 4.250 4.250 4.375 APR 4.757 4.281 4.524 4.294 4.259 4.384   ******************************* VIRGINIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 3.875 4.250 3.875 4.625 4.625 >$453K 4.750 4.875 5.000 ------ 4.500 4.625   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.375 4.125 4.625 4.625 >$453K 5.250 4.875 5.000 ------ 4.500 4.625   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 3.875 4.000 APR 4.261 3.732 4.125 3.724 3.896 4.021   >$453K 4.375 4.250 4.750 ------ 3.875 4.000 APR 4.376 4.252 4.746 ------ 3.896 4.011   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.250 4.250 4.250 4.375 APR 4.750 4.288 4.204 4.304 4.263 4.388   ******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.375 4.000 ------ 5.375 >$453K 5.250 4.875 5.000 ------ 4.500 4.625   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 5.250 4.625 ------ ------ 5.375 >$453K 5.250 4.875 5.000 ------ 4.625 4.625   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.000 3.625 3.875 4.000 APR 4.266 3.707 4.079 3.744 3.921 4.047   >$453K 5.000 4.500 4.750 ------ 4.250 4.375 APR 4.997 4.533 4.747 ------ 4.253 4.378   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.500 4.125 4.250 4.375 APR 4.673 4.208 4.536 4.245 4.310 4.435   ******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.500 4.125 ------ ------ >$453K 5.625 5.125 5.375 ------ 5.125 5.000   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 ------ 4.625 ------ ------ ------ >$453K 5.625 5.125 5.375 ------ 5.125 5.000   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.125 3.625 3.875 4.000 APR 4.275 3.723 4.144 3.767 3.920 4.045   >$453K 5.000 4.500 4.750 ------ 4.250 4.375 APR 4.998 4.534 4.747 ------ 4.253 4.378   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.500 4.125 4.250 4.375 APR 4.683 4.224 4.549 4.268 4.311 4.436   ******************************* GEORGIA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.000 4.375 4.000 ------ 5.375 >$453K 4.875 4.875 5.125 ------ 4.625 4.625   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.500 4.250 ------ 5.375 >$453K 5.375 4.875 5.125 ------ 4.625 4.625   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.125 3.625 3.875 4.000 APR 4.289 3.749 4.165 3.804 3.934 4.060   >$453K 4.375 4.250 4.750 ------ 3.875 4.000 APR 4.382 4.263 4.755 ------ 3.903 4.018   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.500 4.125 4.250 4.375 APR 4.698 4.251 4.570 4.306 4.325 4.451   ******************************* WASHINGTON ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 3.875 4.250 3.875 4.375 4.250 >$453K 4.625 4.625 4.875 ------ 4.375 4.500 Jumbo 4.500 4.625 4.875 ------ 4.250 4.250   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.375 4.000 4.375 4.500 >$453K 5.125 4.625 4.875 ------ 4.375 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 3.875 4.000 APR 4.267 3.724 4.119 3.713 3.891 4.017   >$453K 4.375 4.250 4.750 ------ 3.875 4.000 APR 4.373 4.246 4.742 ------ 3.893 4.008   Jumbo 4.375 4.250 4.750 ------ 3.875 4.000 APR 4.368 4.237 4.734 ------ 3.889 4.003   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.500 4.250 4.250 4.375 APR 4.773 4.280 4.523 4.293 4.258 4.384

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: See detailed loan amounts under the State name above; 2. Loan-To-Value (LTV): - <=75% for Primary Residence Conforming Refinance & Purchase; - <=70% for Primary Residence Conforming Cash-Out Refinance; - <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%); - <=65% for Primary Residence Super-Conforming Cash-Out Refinance; - <=75% for Investment Property Conforming Purchase; - <=65% for Jumbo Refi & Purchase. 3. Primary Residence (except specified); 4. Single Family Residence; 5. Credit score>=740; 6. With Impound/Escrow Account; 7. 30-day lock; 8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based) For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. For scenarios outside the above assumptions, please contact local loan officers for case inquiry. 注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款，需要收point才能做。 奇虎貸款NMLS ID: 1169300