【今日房貸利率】2018年2月13日星期二（CA、FL、GA、MD、TX、VA、WA)

SUMMARY：今天（2月13日星期二)開盤時的房貸利率價格和上個工作日相比基本持平。

注：除非特別說明，以下列出的利率都是基於本帖底部的貸款參數，並且是帶impound account的利率。

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 3.875 4.250 3.875 4.375 4.250 >$453K 4.550 4.000 4.550 ------ 4.250 4.500 Jumbo 4.500 4.500 4.875 ------ 4.250 4.250   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.375 4.000 4.875 4.625 >$453K 4.875 4.625 4.875 ------ 4.250 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 3.875 4.000 APR 4.297 3.795 4.175 3.815 3.921 4.046   >$453K 4.375 4.000 4.375 ------ 4.125 4.375 APR 4.417 4.010 4.433 ------ 4.153 4.404   Jumbo 4.375 4.125 4.750 ------ 3.875 4.000 APR 4.388 4.203 4.777 ------ 3.918 4.023   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.500 4.250 4.125 4.375 APR 4.776 4.333 4.550 4.369 4.163 4.414   ******************************* MARYLAND ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 3.875 4.250 3.875 4.250 4.250 >$453K 4.500 4.500 4.875 ------ 4.250 4.500   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.250 4.000 4.250 4.500 >$453K 5.000 4.500 4.875 ------ 4.250 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 3.875 4.000 APR 4.267 3.744 4.134 3.741 3.892 4.017   >$453K 4.375 4.125 4.750 ------ 3.875 4.000 APR 4.363 4.159 4.742 ------ 3.894 3.998   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.500 4.250 4.125 4.375 APR 4.746 4.281 4.510 4.294 4.134 4.384   ******************************* VIRGINIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.250 4.000 4.500 4.625 >$453K 4.750 4.750 5.000 ------ 4.375 4.625   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.375 4.125 4.500 4.625 >$453K 5.125 4.750 5.000 ------ 4.375 4.625   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 3.875 4.000 APR 4.261 3.750 4.140 3.751 3.896 4.021   >$453K 4.375 4.125 4.750 ------ 3.875 4.000 APR 4.365 4.164 4.746 ------ 3.896 4.001   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.500 4.250 4.125 4.375 APR 4.739 4.288 4.515 4.304 4.138 4.388   ******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.375 4.000 ------ 5.375 >$453K 5.125 4.750 5.000 ------ 4.375 4.625   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 5.125 4.625 ------ ------ 5.375 >$453K 5.125 4.750 5.000 ------ 4.500 4.625   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.125 3.625 3.875 4.000 APR 4.266 3.707 4.146 3.744 3.921 4.047   >$453K 4.875 4.375 4.750 ------ 4.125 4.375 APR 4.872 4.408 4.747 ------ 4.128 4.378   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.500 4.125 4.125 4.375 APR 4.673 4.227 4.522 4.272 4.184 4.435   ******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.500 4.125 ------ ------ >$453K 5.500 5.000 5.375 ------ 5.000 5.000   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 ------ 4.625 ------ ------ ------ >$453K 5.500 5.000 5.375 ------ 5.000 5.000   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.125 3.625 3.875 4.000 APR 4.275 3.723 4.159 3.767 3.920 4.045   >$453K 4.875 4.375 4.750 ------ 4.125 4.375 APR 4.873 4.409 4.747 ------ 4.128 4.378   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.250 4.500 4.250 4.125 4.375 APR 4.683 4.312 4.534 4.340 4.185 4.436   ******************************* GEORGIA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.375 4.000 ------ 5.375 >$453K 4.875 4.750 5.125 ------ 4.500 4.625   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.500 4.250 ------ 5.375 >$453K 5.250 4.750 5.125 ------ 4.500 4.625   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.125 3.625 3.875 4.000 APR 4.289 3.749 4.179 3.804 3.934 4.060   >$453K 4.375 4.125 4.750 ------ 3.875 4.000 APR 4.372 4.175 4.755 ------ 3.903 4.007   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.250 4.500 4.250 4.125 4.375 APR 4.698 4.338 4.555 4.377 4.200 4.451   ******************************* WASHINGTON ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 3.875 4.250 3.875 4.250 4.250 >$453K 4.500 4.500 4.875 ------ 4.250 4.500 Jumbo 4.500 4.500 4.875 ------ 4.250 4.250   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.375 4.000 4.250 4.500 >$453K 5.000 4.500 4.875 ------ 4.250 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.125 3.750 3.875 4.000 APR 4.266 3.743 4.154 3.739 3.891 4.017   >$453K 4.375 4.125 4.750 ------ 3.875 4.000 APR 4.362 4.158 4.742 ------ 3.893 3.998   Jumbo 4.375 4.125 4.750 ------ 3.875 4.000 APR 4.357 4.149 4.734 ------ 3.889 3.993   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.500 4.250 4.125 4.375 APR 4.760 4.280 4.509 4.293 4.133 4.384

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: See detailed loan amounts under the State name above; 2. Loan-To-Value (LTV): - <=75% for Primary Residence Conforming Refinance & Purchase; - <=70% for Primary Residence Conforming Cash-Out Refinance; - <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%); - <=65% for Primary Residence Super-Conforming Cash-Out Refinance; - <=75% for Investment Property Conforming Purchase; - <=65% for Jumbo Refi & Purchase. 3. Primary Residence (except specified); 4. Single Family Residence; 5. Credit score>=740; 6. With Impound/Escrow Account; 7. 30-day lock; 8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based) For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. For scenarios outside the above assumptions, please contact local loan officers for case inquiry. 注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款，需要收point才能做。 奇虎貸款NMLS ID: 1169300