【今日房貸利率】2018年2月8日星期四（CA、FL、GA、MD、TX、VA、WA)

SUMMARY：今天（2月8日星期四)開盤時的房貸利率價格和上個工作日相比基本持平。

注：除非特別說明，以下列出的利率都是基於本帖底部的貸款參數，並且是帶impound account的利率。

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 3.875 4.250 3.875 4.375 4.250 >$453K 4.625 4.000 4.750 ------ 4.250 4.375 Jumbo 4.500 4.375 4.750 ------ 4.250 4.375   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.250 4.000 4.375 4.500 >$453K 5.000 4.500 4.750 ------ 4.250 4.375   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.125 3.625 3.875 4.000 APR 4.286 3.725 4.160 3.769 3.921 4.046   >$453K 4.500 3.875 4.625 ------ 4.125 4.250 APR 4.538 3.959 4.658 ------ 4.153 4.279   Jumbo 4.250 4.125 4.625 ------ 4.000 4.000 APR 4.284 4.203 4.652 ------ 4.033 4.033   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.500 4.250 4.125 4.250 APR 4.776 4.333 4.550 4.369 4.163 4.288   ******************************* MARYLAND ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 3.875 4.250 3.875 4.250 4.250 >$453K 4.500 4.375 4.750 ------ 4.250 4.375   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.250 4.000 4.250 4.375 >$453K 5.000 4.375 4.750 ------ 4.250 4.375   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.125 3.625 3.875 4.000 APR 4.257 3.674 4.120 3.695 3.892 4.017   >$453K 4.250 4.125 4.625 ------ 4.000 4.000 APR 4.259 4.159 4.617 ------ 4.009 4.009   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.500 4.250 4.125 4.250 APR 4.746 4.281 4.510 4.294 4.134 4.259   ******************************* VIRGINIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 3.875 4.250 3.875 4.500 4.500 >$453K 4.625 4.625 4.875 ------ 4.375 4.500   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.375 4.125 4.500 4.500 >$453K 5.125 4.625 4.875 ------ 4.375 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.125 3.625 3.875 4.000 APR 4.250 3.680 4.125 3.705 3.896 4.021   >$453K 4.250 4.125 4.625 ------ 4.000 4.000 APR 4.261 4.164 4.621 ------ 4.011 4.011   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.250 4.125 4.250 4.125 4.250 APR 4.658 4.288 4.129 4.304 4.138 4.263   ******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.250 4.000 ------ 5.250 >$453K 5.125 4.625 4.875 ------ 4.375 4.500   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 5.000 4.625 ------ ------ 5.250 >$453K 5.125 4.625 4.875 ------ 4.500 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.125 3.625 3.875 4.000 APR 4.255 3.689 4.132 3.717 3.921 4.047   >$453K 4.875 4.250 4.625 ------ 4.125 4.250 APR 4.872 4.283 4.622 ------ 4.128 4.253   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.500 4.125 4.125 4.250 APR 4.662 4.227 4.522 4.272 4.184 4.310   ******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.125 4.500 4.125 ------ ------ >$453K 5.500 4.875 5.250 ------ 5.000 4.875   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 ------ 4.625 ------ ------ ------ >$453K 5.500 4.875 5.250 ------ 5.000 4.875   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.125 3.625 3.875 4.000 APR 4.264 3.705 4.144 3.740 3.920 4.045   >$453K 4.875 4.250 4.625 ------ 4.125 4.250 APR 4.873 4.283 4.622 ------ 4.128 4.253   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.250 4.500 4.250 4.125 4.250 APR 4.672 4.312 4.534 4.340 4.185 4.311   ******************************* GEORGIA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.375 4.000 ------ 5.250 >$453K 4.750 4.625 5.000 ------ 4.500 4.500   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.250 4.500 4.250 ------ 5.250 >$453K 5.250 4.625 5.000 ------ 4.500 4.500   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.125 3.625 3.875 4.000 APR 4.279 3.730 4.165 3.778 3.934 4.060   >$453K 4.250 4.125 4.625 ------ 4.000 4.000 APR 4.268 4.175 4.630 ------ 4.018 4.018   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.625 4.250 4.500 4.250 4.125 4.250 APR 4.687 4.338 4.555 4.377 4.200 4.325   ******************************* WASHINGTON ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 3.875 4.250 3.875 4.250 4.250 >$453K 4.500 4.375 4.750 ------ 4.250 4.375 Jumbo 4.500 4.375 4.750 ------ 4.250 4.375   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.500 4.000 4.250 4.000 4.250 4.375 >$453K 5.000 4.375 4.750 ------ 4.250 4.375   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.625 4.125 3.625 3.875 4.000 APR 4.265 3.673 4.119 3.694 3.891 4.017   >$453K 4.250 4.125 4.625 ------ 4.000 4.000 APR 4.258 4.158 4.617 ------ 4.008 4.008   Jumbo 4.250 4.125 4.625 ------ 4.000 4.000 APR 4.253 4.149 4.609 ------ 4.003 4.003   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.750 4.250 4.500 4.250 4.125 4.250 APR 4.759 4.293 4.509 4.293 4.133 4.258

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: See detailed loan amounts under the State name above; 2. Loan-To-Value (LTV): - <=75% for Primary Residence Conforming Refinance & Purchase; - <=70% for Primary Residence Conforming Cash-Out Refinance; - <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%); - <=65% for Primary Residence Super-Conforming Cash-Out Refinance; - <=75% for Investment Property Conforming Purchase; - <=65% for Jumbo Refi & Purchase. 3. Primary Residence (except specified); 4. Single Family Residence; 5. Credit score>=740; 6. With Impound/Escrow Account; 7. 30-day lock; 8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based) For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. For scenarios outside the above assumptions, please contact local loan officers for case inquiry. 注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款，需要收point才能做。 奇虎貸款NMLS ID: 1169300