【今日房貸利率】2018年1月9日星期二（CA、FL、GA、MD、TX、VA、WA)

SUMMARY：今天（1月9日星期二)開盤時的房貸利率價格和上個工作日相比基本持平。
 

注：除非特別說明，以下列出的利率都是基於本帖底部的貸款參數，並且是帶impound account的利率。

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.000 3.375 3.875 3.375 4.125 4.000 >$453K 4.200 3.625 4.200 ------ 4.000 4.125 Jumbo 4.125 4.125 4.500 ------ 4.000 4.000   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.125 3.625 3.875 3.625 4.125 4.250 >$453K 4.625 4.250 4.500 ------ 4.000 4.125   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 3.875 3.250 3.750 3.250 3.500 3.625 APR 3.910 3.330 3.770 3.367 3.555 3.680   >$453K 4.050 3.500 4.050 ------ 3.875 4.000 APR 4.092 3.583 4.108 ------ 3.903 4.028   Jumbo 4.000 3.875 4.375 ------ 3.750 3.750 APR 4.023 3.953 4.401 ------ 3.783 3.773   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.875 4.125 3.875 3.875 4.000 APR 4.307 3.957 4.146 3.993 3.912 4.038   ******************************* MARYLAND ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.000 3.375 3.875 3.375 3.875 3.875 >$453K 4.250 4.125 4.500 ------ 4.000 4.125   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.125 3.625 3.875 3.625 4.000 4.125 >$453K 4.750 4.125 4.500 ------ 4.000 4.125   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 3.875 3.250 3.750 3.250 3.500 3.625 APR 3.882 3.280 3.731 3.293 3.527 3.652   >$453K 4.000 3.875 4.375 ------ 3.750 3.750 APR 3.998 3.909 4.367 ------ 3.759 3.748   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.875 4.125 3.875 3.875 4.000 APR 4.278 3.905 4.106 3.919 3.884 4.009   ******************************* VIRGINIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.000 3.500 3.875 3.500 4.125 4.000 >$453K 4.500 4.375 4.625 ------ 4.125 4.250   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.125 3.750 4.000 3.750 4.250 4.250 >$453K 4.875 4.375 4.625 ------ 4.125 4.250   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 3.875 3.250 3.750 3.250 3.500 3.625 APR 3.875 3.287 3.736 3.303 3.530 3.656   >$453K 4.000 3.875 4.375 ------ 3.750 3.750 APR 4.001 3.913 4.371 ------ 3.761 3.751   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.875 4.125 3.875 3.875 4.000 APR 4.271 3.912 4.111 3.929 3.888 4.013   ******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.125 3.625 3.875 3.625 ------ 5.000 >$453K 4.875 4.375 4.625 ------ 4.125 4.250   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 4.125 4.250 4.500 ------ 5.000 >$453K 4.875 4.375 4.625 ------ 4.250 4.250   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 3.875 3.250 3.625 3.250 3.500 3.625 APR 3.880 3.295 3.703 3.315 3.555 3.681   >$453K 4.625 4.000 4.375 ------ 3.875 4.000 APR 4.622 4.033 4.372 ------ 3.878 4.003   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.000 3.750 3.875 4.000 APR 4.276 3.851 4.065 3.896 3.933 4.059   ******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.750 4.000 3.750 ------ ------ >$453K 5.250 4.625 5.000 ------ 4.750 4.625   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.375 4.000 4.125 4.000 ------ ------ >$453K 5.250 4.625 5.000 ------ 4.750 4.625   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 3.875 3.250 3.750 3.250 3.500 3.625 APR 3.889 3.311 3.755 3.338 3.554 3.679   >$453K 4.625 4.000 4.375 ------ 3.875 4.000 APR 4.623 4.033 4.372 ------ 3.878 4.003   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.875 4.000 3.875 3.875 4.000 APR 4.285 3.937 4.077 3.964 3.934 4.060   ******************************* GEORGIA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.125 3.625 4.000 3.625 ------ 5.000 >$453K 4.500 4.375 4.750 ------ 4.250 4.250   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.875 4.125 3.875 ------ 5.000 >$453K 5.000 4.375 4.750 ------ 4.250 4.250   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 3.875 3.250 3.750 3.250 3.500 3.625 APR 3.903 3.336 3.775 3.375 3.568 3.694   >$453K 4.000 3.875 4.375 ------ 3.750 3.750 APR 4.007 3.925 4.380 ------ 3.767 3.757   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.875 4.000 3.875 3.875 4.000 APR 4.300 3.963 4.097 4.001 3.949 4.074   ******************************* WASHINGTON ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)   PRIMARY RESIDENCE - REGULAR REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.000 3.375 3.875 3.375 4.000 4.125 >$453K 4.250 4.125 4.500 ------ 4.000 4.125 Jumbo 4.125 4.125 4.500 ------ 4.000 4.000   PRIMARY RESIDENCE - CASH-OUT REFINANCE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.125 3.625 3.875 3.625 4.000 4.125 >$453K 4.750 4.125 4.500 ------ 4.000 4.125   PRIMARY RESIDENCE - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 3.875 3.250 3.750 3.250 3.500 3.625 APR 3.897 3.279 3.730 3.292 3.526 3.651   >$453K 4.000 3.875 4.375 ------ 3.750 3.750 APR 3.998 3.908 4.367 ------ 3.758 3.748   Jumbo 4.000 3.875 4.375 ------ 3.750 3.750 APR 3.993 3.899 4.359 ------ 3.753 3.743   INVESTMENT PROPERTY - PURCHASE:   30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM <=$453K 4.250 3.875 4.125 3.875 3.875 4.000 APR 4.277 3.904 4.105 3.918 3.883 4.008

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: See detailed loan amounts under the State name above; 2. Loan-To-Value (LTV): - <=75% for Primary Residence Conforming Refinance & Purchase; - <=70% for Primary Residence Conforming Cash-Out Refinance; - <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%); - <=65% for Primary Residence Super-Conforming Cash-Out Refinance; - <=75% for Investment Property Conforming Purchase; - <=65% for Jumbo Refi & Purchase. 3. Primary Residence (except specified); 4. Single Family Residence; 5. Credit score>=740; 6. With Impound/Escrow Account; 7. 30-day lock; 8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based) For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. For scenarios outside the above assumptions, please contact local loan officers for case inquiry. 注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款，需要收point才能做。 奇虎貸款NMLS ID: 1169300