【今日房貸利率-LA】10月14日 星期一 (持平)

SUMMARY：今天（10月14日, 星期一)是Columbus Day,債券市場停市一天,大部分銀行的固定貸款利率和上周五相比基本持平。

40萬左右的無費用重新貸款：
30年固定的利率保持在6.500%
15年固定的利率保持在6.000%

40萬左右的購房貸款：
30年固定的利率保持在5.875%
15年固定的利率保持在5.375%

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貸款利率查詢電話：713-899-6700
電郵：[e-mail] or [e-mail]
微信: UnionMae
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自住房重新貸款	30- YEAR FIXED	20- YEAR FIXED	15- YEAR FIXED	10- YEAR FIXED
400K	6.500%	6.375%	6.000%	5.875%
APR	6.500%	6.375%	6.000%	5.875%
自住房cash-out	30- YEAR FIXED	20- YEAR FIXED	15- YEAR FIXED	10- YEAR FIXED
400K	6.625%	6.500%	6.125%	6.000%
APR	6.625%	6.500%	6.125%	6.000%

自住房購房貸款	30- YEAR FIXED	20- YEAR FIXED	15- YEAR FIXED	10- YEAR FIXED
400K	5.875%	5.750%	5.375%	5.250%
APR	5.912%	5.806%	5.423%	5.342%
投資房購房貸款	30- YEAR FIXED	20- YEAR FIXED	15- YEAR FIXED	10- YEAR FIXED
300K	7.000%	6.875%	6.500%	6.375%
APR	7.054%	6.922%	6.576%	6.427%

Rates are based on the following assumptions, and may change or may not be available at time of loan commitment or lock-in. Please contact us for details:
1. Single Family House
2. Credit score 780+
3. Primary residence.
4. LTV<=75%, no 2nd mortgage/HELOC.
5. For refinance, rates are based on no point and no fee, APR = Note rate.
6. 30 days lock in period.
7. With Escrow / impound account