SUMMARY:今天(04月15日, 星期四) 是Good Friday,債券市場休市,房屋貸款的固定利率和昨天相比基本持平。
30萬左右的購房貸款:
30年固定的利率保持在4.750%
15年固定的利率保持在3.875%
30萬左右的重新貸款:
30年固定的利率保持在5.125%
15年固定的利率保持在4.375%
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貸款利率查詢電話:713-899-6700
電郵:AndyZhouLoans@gmail.com
微信: UnionMae
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自住房重新貸款 | 30- YEAR FIXED | 20- YEAR FIXED | 15- YEAR FIXED | 10- YEAR FIXED |
---|---|---|---|---|
300K | 5.125% | 4.875% | 4.375% | 4.125% |
APR | 5.125% | 4.875% | 4.375% | 4.125% |
自住房cash-out | 30- YEAR FIXED | 20- YEAR FIXED | 15- YEAR FIXED | 10- YEAR FIXED |
300K | 5.250% | 5.000% | 4.500% | 4.250% |
APR | 5.250% | 5.000% | 4.500% | 4.250% |
自住房購房貸款 | 30- YEAR FIXED | 20- YEAR FIXED | 15- YEAR FIXED | 10- YEAR FIXED |
---|---|---|---|---|
300K | 4.750% | 4.625% | 3.875% | 3.625% |
APR | 4.786% | 4.672% | 3.912% | 3.643% |
投資房購房貸款 | 30- YEAR FIXED | 20- YEAR FIXED | 15- YEAR FIXED | 10- YEAR FIXED |
180K | 5.375% | 5.125% | 4.625% | 4.500% |
APR | 5.403% | 5.178% | 4.684% | 4.556% |
Rates are based on the following assumptions, and may change or may not be available at time of loan commitment or lock-in. Please contact us for details:
1. Single Family House
2. Credit score 740+
3. Primary residence.
4. LTV<=75%, no 2nd mortgage/HELOC.
5. For refinance, rates are based on no point and no fee, APR = Note rate.
6. 30 days lock in period.
7. With Escrow / impound account
MLO NMLS ID|974907
Company NMLS ID|272209
Greatwall Inc. - Universal Mortgage