jgey的單身日記
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正文
最近忙加懶, 很多感想, 卻很少寫BLOG. 總覺得時間不夠用, 懷疑自己是不是老了, 辦事效率越來越差, 以前讀書的時候, 覺得每天都很閑, 好象有用不完的時間.
前幾天和GEORGE聊天, 最近我對RELATIONSHIP完全沒有興趣, 於是我們的話題變成了關於investment and financial plans. George said, at my age, I was supposed to have 100K dollars saving; I thought he was kidding, thats quite a lot money, and most of my friends, like Yi and Mingyi, I knew they didnt have that much saving either. "You cant compare with losers, you wanna compare with those winners, there are many girls at your age, who have had a lot saving", thats what George said, I replied, "they dont know there is something called SHOPPING?" He was laughing, and said, "my baby girl, you need to start saving right away, or you would be in trouble if something happens, its a backup plan." But I didnt take that so serious, I am still young, and there are lots of opportunities ahead waiting for me, I am not on the stage to start considering my retirement plan yet. Well George's words made sense too, in some way, after all, I am not very satisfied with the current situation, I wanna change, and it requires money, that is the reality. But this kinda stuff really annoying, I dont even try to think about them, everytime those words like financial plans, retirement, taxes, investment... cross my mind, I get nervous, for no reasons. George said, "face it, it makes you nervous, means you need to think about it more. you are afraid that you cant achieve the goal, so you even dont wanna start beginning it." Honestly, I have to admit that, he is 100% right at this point. The fear that I might not be able to achieve the goal after a lot effort bothers me always, not only in this issue, but also in others, like career or relationship. I am so scared of disppointment, which somehow stops me trying things from the very beginning. I determined to give a change, said, "I will try to start saving", George replied, "you will or will not, dont say TRY, try is a bad word", I typed, "yeah yeah, uncle George, I will, I swear to god, I will", we both laughed. I need to take care of myself, cant keep finding excuses for my own laziness and financial mess, this idea has never been so clear like now in my mind.
昨天和軼一起吃飯的時候, 跟她提起這個話題. 她給我講了她表姐的事情, 軼的表姐也在日本, 30出頭, 沒有結婚, 最近好象也沒有男朋友, 普通的工作, 普通的收入, 沒有什麽存款. 結果前一陣子竟然檢查出乳房有腫瘤, 可能是惡性, 會致癌, 於是不得不接受手術, 切掉腫瘤. 雖然有保險COVER大部分, 但是自己也要出錢, 而且不是小數目, 軼的表姐本來就沒什麽存款, 最後全得靠朋友親戚幫忙, 軼也給拿了一些錢.
我聽了軼的表姐的事情後, 突然覺得很恐慌, 當GEORGE說BACKUP PLAN的時候, 我還覺得那是件很遙遠的事情, 年紀輕輕大概還不需要BACKUP PLAN, 但現在, 這樣的事例就在身邊, BACKUP PLAN的必要性變得清晰起來. 軼說她根本沒有什麽存款, 我說是不是應該適當的存一些了, 她說, 她也想, 但是從自己的身上省錢, 覺得特別虧待自己. 我完全理解她的意思, 因為我也這樣想, 覺得自己這樣辛辛苦苦的賺錢, 如果不享受, 生活實在缺乏樂趣. 我們想SAVING, 又不願意放棄享受生活, 這件事, 比較難. 軼說, 不用那麽辛苦, 找到一個合適的老公, 結婚了, 自然有靠; 我問她, "實話實說, 你現在27歲, 在30歲之前找到一個財貌雙全, 又能讓你依靠的如意郎君的可能性有多大?" 軼翻了翻眼睛, 半天沒說話. 我接著說, "能想到的最糟的狀況大概就是, 30多歲, 一個人, 沒有愛情, 又沒有錢. 愛情我們沒辦法控製, 但錢, 我們可以想辦法, 可以計劃." 這樣想讓我覺得安心很多, 至少有一樣東西的主動權控製在自己手上.
前幾天和GEORGE聊天, 最近我對RELATIONSHIP完全沒有興趣, 於是我們的話題變成了關於investment and financial plans. George said, at my age, I was supposed to have 100K dollars saving; I thought he was kidding, thats quite a lot money, and most of my friends, like Yi and Mingyi, I knew they didnt have that much saving either. "You cant compare with losers, you wanna compare with those winners, there are many girls at your age, who have had a lot saving", thats what George said, I replied, "they dont know there is something called SHOPPING?" He was laughing, and said, "my baby girl, you need to start saving right away, or you would be in trouble if something happens, its a backup plan." But I didnt take that so serious, I am still young, and there are lots of opportunities ahead waiting for me, I am not on the stage to start considering my retirement plan yet. Well George's words made sense too, in some way, after all, I am not very satisfied with the current situation, I wanna change, and it requires money, that is the reality. But this kinda stuff really annoying, I dont even try to think about them, everytime those words like financial plans, retirement, taxes, investment... cross my mind, I get nervous, for no reasons. George said, "face it, it makes you nervous, means you need to think about it more. you are afraid that you cant achieve the goal, so you even dont wanna start beginning it." Honestly, I have to admit that, he is 100% right at this point. The fear that I might not be able to achieve the goal after a lot effort bothers me always, not only in this issue, but also in others, like career or relationship. I am so scared of disppointment, which somehow stops me trying things from the very beginning. I determined to give a change, said, "I will try to start saving", George replied, "you will or will not, dont say TRY, try is a bad word", I typed, "yeah yeah, uncle George, I will, I swear to god, I will", we both laughed. I need to take care of myself, cant keep finding excuses for my own laziness and financial mess, this idea has never been so clear like now in my mind.
昨天和軼一起吃飯的時候, 跟她提起這個話題. 她給我講了她表姐的事情, 軼的表姐也在日本, 30出頭, 沒有結婚, 最近好象也沒有男朋友, 普通的工作, 普通的收入, 沒有什麽存款. 結果前一陣子竟然檢查出乳房有腫瘤, 可能是惡性, 會致癌, 於是不得不接受手術, 切掉腫瘤. 雖然有保險COVER大部分, 但是自己也要出錢, 而且不是小數目, 軼的表姐本來就沒什麽存款, 最後全得靠朋友親戚幫忙, 軼也給拿了一些錢.
我聽了軼的表姐的事情後, 突然覺得很恐慌, 當GEORGE說BACKUP PLAN的時候, 我還覺得那是件很遙遠的事情, 年紀輕輕大概還不需要BACKUP PLAN, 但現在, 這樣的事例就在身邊, BACKUP PLAN的必要性變得清晰起來. 軼說她根本沒有什麽存款, 我說是不是應該適當的存一些了, 她說, 她也想, 但是從自己的身上省錢, 覺得特別虧待自己. 我完全理解她的意思, 因為我也這樣想, 覺得自己這樣辛辛苦苦的賺錢, 如果不享受, 生活實在缺乏樂趣. 我們想SAVING, 又不願意放棄享受生活, 這件事, 比較難. 軼說, 不用那麽辛苦, 找到一個合適的老公, 結婚了, 自然有靠; 我問她, "實話實說, 你現在27歲, 在30歲之前找到一個財貌雙全, 又能讓你依靠的如意郎君的可能性有多大?" 軼翻了翻眼睛, 半天沒說話. 我接著說, "能想到的最糟的狀況大概就是, 30多歲, 一個人, 沒有愛情, 又沒有錢. 愛情我們沒辦法控製, 但錢, 我們可以想辦法, 可以計劃." 這樣想讓我覺得安心很多, 至少有一樣東西的主動權控製在自己手上.
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