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【今日房貸利率】2月9日(星期三)

(2011-02-09 08:29:44) 下一個
短評:今天(2月9日星期三)<$417K的購房貸款30年固定利率還是維持在5.000%,而5/1 ARM的利率降到3.375%了!
********************** CALIFORNIA **********************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.1254.3755.0004.2504.125      
<=$729K5.2504.625                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.2504.5005.1254.375            
<=$729K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.0004.2504.8754.2503.3753.750
APR:5.1124.4395.0274.5233.4773.854
<=$729K5.2504.500            3.875      
APR:5.3434.656            3.961      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.2504.6255.2504.500            
APR:5.3644.8165.4044.774            
********************** MARYLAND **********************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.1254.3755.0004.2504.250      
>$417K5.2504.625                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.2504.5005.1254.375            
>$417K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.0004.2504.8754.1253.3753.750
APR:5.1124.4395.0274.3973.4773.854
>$417K5.2504.500            4.000      
APR:5.3434.656            4.086      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.2504.6255.2504.500            
APR:5.3644.8165.4044.774            
********************** VIRGINIA **********************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.1254.3755.0004.2504.250      
>$417K5.2504.625                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.1254.5005.0004.375            
>$417K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.8754.1253.3753.750
APR:4.9864.4395.0274.3973.4773.854
>$417K5.1254.500            4.000      
APR:5.2174.656            4.086      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.2504.6255.1254.500            
APR:5.3644.8165.2784.774            
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV): 
    - <=80% for Primary Residence Conforming Purchase & Refinance;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase;
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase.
3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
注:以上凡是沒有表明利率的loan program,意味著該program做不了no point的貸款,需要收point才能做。
****************************************************
方圓貸款目前可以從事馬裏蘭、維吉尼亞、加利福尼亞、佛羅裏達州等四州的貸款業務。查詢當前最新利率,請電949-829-3863或發email至info@circlesquaremortgage.com。
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