【今日房貸利率】2月7日（星期一）

短評：今天（2月7日星期一）的購房貸款利率在上星期五上漲之後基本保持穩定。重新貸款no cost 30年固定利率漲至5.125%了！想想前兩個多月前最低都做到4.125%，真是天壤之別啊！
************** CALIFORNIA **************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	5.125	4.375	4.875	4.250	4.250
<=$729K	5.250	4.500
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	5.125	4.375	5.000	4.250
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.875	4.250	4.875	4.125	3.500	3.750
APR:	4.986	4.439	5.027	4.397	3.603	3.854
<=$729K	5.125	4.375			4.000
APR:	5.217	4.531			4.086
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	5.250	4.625	5.125	4.500
APR:	5.364	4.816	5.278	4.774
*************** MARYLAND ***************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	5.125	4.375	4.875	4.250
>$417K	5.250	4.500
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	5.125	4.375	5.000	4.250
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.875	4.250	4.875	4.125	3.500	3.750
APR:	4.986	4.439	5.027	4.397	3.603	3.854
>$417K	5.125	4.375			4.125
APR:	5.217	4.531			4.212
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	5.250	4.500	5.125	4.375
APR:	5.364	4.691	5.278	4.648
*************** VIRGINIA ***************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	5.000	4.375	4.875	4.250
>$417K	5.250	4.500
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	5.125	4.375	5.000	4.250
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.875	4.125	4.750	4.125	3.500	3.750
APR:	4.986	4.314	4.901	4.397	3.603	3.854
>$417K	5.125	4.375			4.125
APR:	5.217	4.531			4.212
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	5.250	4.500	5.125	4.375
APR:	5.364	4.691	5.278	4.648
Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):      - <=80% for Primary Residence Conforming Purchase & Refinance;     - <=70% for Primary Residence Conforming Cash-Out Refinance;     - <=75% for Primary Residence Super-Conforming Refinance and Purchase;     - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;     - <=75% for Investment Property Conforming Purchase. 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款，需要收point才能做。
**************************************************** 方圓貸款目前可以從事馬裏蘭、維吉尼亞、加利福尼亞、佛羅裏達州等四州的貸款業務。查詢當前最新利率，請電949-829-3863或發email至[e-mail]。