【每日利率】1月10日（星期一）

短評：今天（1月10日星期一）30年固定的貸款利率終於下降了，其它program和上星期五收盤時相比持平。對於已經簽了購房合同的網友們，現在是一個鎖定利率的好機會，要抓住喔！
*********************** CALIFORNIA ***********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.125	4.750	4.125	3.750	4.000
<=$729K	4.875	4.375			4.000
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.875	4.250	4.750	4.125	4.000	4.250
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.625	4.000	4.500	3.875	2.875	3.125
APR:	4.735	4.188	4.649	4.146	2.974	3.225
<=$729K	4.750	4.250			3.375
APR:	4.840	4.405			3.458
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.875	4.375	4.750	4.250
APR:	4.986	4.565	4.901	4.523
*********************** MARYLAND ***********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.125	4.750	4.000	3.625	3.875
<=$729K	4.875	4.250			4.000
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.875	4.250	4.750	4.125
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.625	3.875	4.500	3.875	2.875	3.125
APR:	4.735	4.062	4.649	4.146	2.974	3.225
<=$729K	4.750	4.125			3.375
APR:	4.840	4.280			3.458
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.875	4.250	4.750	4.250
APR:	4.986	4.439	4.901	4.523
*********************** VIRGINIA ***********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.125	4.750	4.000	3.750	4.000
<=$729K	4.875	4.250			4.000
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.250	4.750	4.125
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.625	3.875	4.500	3.750	2.875	3.125
APR:	4.735	4.062	4.649	4.020	2.974	3.225
<=$729K	4.750	4.125			3.375
APR:	4.840	4.280			3.458
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.875	4.250	4.750	4.125
APR:	4.986	4.439	4.901	4.397
Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):      - <=80% for Primary Residence Conforming Purchase & Refinance;     - <=70% for Primary Residence Conforming Cash-Out Refinance;     - <=75% for Primary Residence Super-Conforming Refinance and Purchase;     - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;     - <=75% for Investment Property Conforming Purchase. 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
注：以上凡是沒有表明利率的loan program，意味著我們沒法提供No Point的貸款。如果您想要知道該program的利率，請和我們聯係查詢。我們的聯係方式可通過點擊我們的User ID來得到。
**************************************************** 我們可以做加利福尼亞、馬裏蘭、維吉尼亞、佛羅裏達州等四州的貸款。查詢當前最新利率，請電949-829-3863或發email至[e-mail]。