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【方圓貸款】1月7日房屋貸款利率

(2011-01-07 09:54:35) 下一個
方圓貸款短評:今天(1月7日星期五)ARM貸款的利率大降,其它program除30年固定外也比和昨天的下降!這對一直在等待機會鎖定利率的買房的網友可是一個好機會!
********************** CALIFORNIA **********************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.2504.7504.1253.8754.125
<=$729K4.8754.375            4.125      
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.1254.125      
<=$729K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.0004.5003.8752.8753.250
APR:4.8604.1884.6494.1462.9743.351
<=$729K4.8754.250            3.500      
APR:4.9664.405            3.584      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.3754.8754.250            
APR:4.9864.5655.0274.523            
********************** MARYLAND **********************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.1254.7504.0003.7504.000
<=$729K4.8754.375            4.125      
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.1254.250      
<=$729K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.6254.0004.5003.8752.8753.250
APR:4.7354.1884.6494.1462.9743.351
<=$729K4.7504.250            3.500      
APR:4.8404.405            3.584      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.3754.7504.250            
APR:4.9864.5654.9014.523            
********************** VIRGINIA **********************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.1254.7504.0003.8754.125
<=$729K4.8754.250            4.125      
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.1254.250      
<=$729K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.6253.8754.5003.8752.8753.250
APR:4.7354.0624.6494.1462.9743.351
<=$729K4.7504.125            3.500      
APR:4.8404.280            3.584      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.250            
APR:4.9864.4394.9014.523            
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV): 
    - <=80% for Primary Residence Conforming Purchase & Refinance;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase;
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase.
3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
注:以上凡是沒有表明利率的loan program,意味著我們沒法提供No Point的貸款。如果您想要知道該program的利率,請和我們聯係查詢。我們的聯係方式可通過點擊我們的User ID來得到。
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我們可以做加利福尼亞、馬裏蘭、維吉尼亞、佛羅裏達州等四州的貸款。查詢當前最新利率,請電949-829-3863或發email至info@circlesquaremortgage.com。
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