1月5日（星期三）CA、MD、VA貸款利率

短評：銀行今天已經第二次上調利率價格。ARM貸款的利率繼續上揚！
*********************** CALIFORNIA ***********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.875	4.375	4.875	4.250
<=$729K		4.750
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	5.000	4.375	4.875	4.250
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.125	4.750	4.000	3.625	3.875
APR:	4.860	4.314	4.901	4.271	3.728	3.980
<=$729K	4.875	4.375			4.250
APR:	4.966	4.531			4.338
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K		4.750	4.875	4.375
APR:		4.942	5.027	4.648
*********************** MARYLAND ***********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.875	4.250	4.750	4.250
<=$729K	5.250	4.625
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	5.000	4.375	4.875	4.250
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.125	4.750	4.000	3.625	3.875
APR:	4.860	4.314	4.901	4.271	3.728	3.980
<=$729K	4.875	4.375			4.250
APR:	4.966	4.531			4.338
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	5.250	4.625	4.875	4.375
APR:	5.364	4.816	5.027	4.648
*********************** VIRGINIA ***********************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.875	4.250	4.750	4.250
<=$729K	5.125	4.500
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.875	4.375	4.875	4.250
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.125	4.625	4.000	3.625	3.875
APR:	4.860	4.314	4.775	4.271	3.728	3.980
<=$729K	4.875	4.375			4.250
APR:	4.966	4.531			4.338
PURCHASE RATE - INVESTMENT PROPERTY:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	5.125	4.500	4.875	4.375
APR:	5.238	4.691	5.027	4.648
Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):      - <=80% for Primary Residence Conforming Purchase & Refinance;     - <=70% for Primary Residence Conforming Cash-Out Refinance;     - <=75% for Primary Residence Super-Conforming Refinance and Purchase;     - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;     - <=75% for Investment Property Conforming Purchase. 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
注：以上凡是沒有表明利率的loan program，意味著我們沒法提供No Point的貸款。如果您想要知道該program的利率，請和我們聯係查詢。我們的聯係方式可通過點擊我們的User ID來得到。
**************************************************** 我們可以做加利福尼亞、馬裏蘭、維吉尼亞、佛羅裏達州等四州的貸款。查詢當前最新利率，請電949-829-3863或發email至[e-mail]。