12月7日（星期二）加州、馬裏蘭州貸款利率（12:05PM更新）

SUMMARY: 今天的初始利率發布後，銀行又多次上調了利率價格。30年固定購房貸款漲到到4.625%了，前不久還可以做到4.375%呢，這利率真是瘋漲啊！
************************* CALIFORNIA ************************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.250	4.625	4.125
<=$729K
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.250	4.750	4.125
<=$729K
PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.625	4.000	4.500	3.875	3.500	3.750
APR:	4.735	4.188	4.649	4.146	3.603	3.854
<=$729K	4.750	4.250
APR:	4.840	4.405
************************* MARYLAND *************************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.125	4.625	4.000
<=$729K	4.875
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.250	4.625	4.125
<=$729K
PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.625	4.000	4.500	3.875	3.500	3.750
APR:	4.735	4.188	4.649	4.146	3.603	3.854
<=$729K	4.750	4.250
APR:	4.840	4.405
Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):   - <=80% for Conforming Refinance and Purchase;  - <=70% for Conforming Cash-Out Refinance;  - <=75% for Super-Conforming Refinance and Purchase;  - <=65% for Super-Conforming Cash-Out Refinance. 3. Primary Residence; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. **************************************************** 我們可以做加利福尼亞、馬裏蘭、維吉尼亞、佛羅裏達州等四州的貸款。查詢當前最新利率，請電949-829-3863或給我發email至[e-mail]。