12月6日（星期一）加州、馬裏蘭貸款利率

SUMMARY: 今天的利率和星期五（12月3日）收盤時持平。
************************* CALIFORNIA ************************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.625	4.000	4.500	3.875	3.500	3.750
<=$729K	4.750	4.250			3.750
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.125	4.500	3.875	3.750
<=$729K
PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.500	3.750	4.375	3.750	2.875	3.125
APR:	4.609	3.937	4.524	4.020	2.974	3.225
<=$729K	4.750	4.125			3.250
APR:	4.840	4.280			3.333
************************* MARYLAND *************************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.625	3.875	4.375	3.750	3.375	3.625
<=$729K	4.750	4.125			3.625
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.625	4.000	4.500	3.875	3.625	3.875
<=$729K
PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.375	3.750	4.375	3.750	2.875	3.125
APR:	4.483	3.937	4.524	4.020	2.974	3.225
<=$729K	4.625	4.000			3.250
APR:	4.715	4.154			3.333
Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):   - <=80% for Conforming Refinance and Purchase;  - <=70% for Conforming Cash-Out Refinance;  - <=75% for Super-Conforming Refinance and Purchase;  - <=65% for Super-Conforming Cash-Out Refinance. 3. Primary Residence; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.  ****************************************************** 我們可以做California, Maryland, Virginia, Florida等四州的房屋貸款。查詢請電 949-829-3863 或發電郵至[e-mail]。