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12月31日(星期五)CA、MD、VA貸款利率(下跌了!)

(2010-12-31 08:50:25) 下一個
短評:今天購房貸款(<$417K)除30年固定外其它program的利率都有下跌!這對焦急地等待著利率下跌的廣大網友可是好消息啊。
************************* CALIFORNIA *************************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.1254.125      
<=$729K5.0004.375                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.125            
<=$729K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.0004.6253.8753.1253.375
APR:4.8604.1884.7754.1463.2253.477
<=$729K4.8754.250            3.750      
APR:4.9664.405            3.835      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.0004.3754.8754.250            
APR:5.1124.5655.0274.523            
************************* MARYLAND *************************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.1254.7504.1254.0004.250
<=$729K4.8754.375                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.125            
<=$729K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.0004.6253.8753.1253.375
APR:4.8604.1884.7754.1463.2253.477
<=$729K4.8754.250            3.750      
APR:4.9664.405            3.835      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.3754.8754.250            
APR:4.9864.5655.0274.523            
************************* VIRGINIA *************************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.1254.7504.1254.125      
<=$729K4.8754.250                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.125            
<=$729K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.0004.6253.8753.1253.375
APR:4.8604.1884.7754.1463.2253.477
<=$729K4.8754.250            3.750      
APR:4.9664.405            3.835      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.8754.250            
APR:4.9864.4395.0274.523            
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV): 
    - <=80% for Primary Residence Conforming Purchase & Refinance;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase;
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase (NEW!!!).
3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
注:我們的每日貸款利率發布現在已經包括投資房的購房貸款利率了!歡迎查看! 以上凡是沒有表明利率的loan program,意味著我們沒法提供No Point的貸款。如果您想要知道該program的利率,請和我們聯係查詢。我們的聯係方式可通過點擊我們的User ID來得到。
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