here:

Golfer liable = intentionally or acted unreasonably in hitting ball toward the house.

Course liable = house built before the course was built.

No liability (owner or owner's insurance pays) = house built after course. Under this scenario the homeowner assumed the risk in buying or building a house on the golf course.

我現勾的。

我家的去球場了。這裏三個村，5個球場在村裏穿梭。

還沒有聽說過單個高爾夫球手賠錢的。