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我想買這個房子出租,如何操作?

(2010-01-14 08:12:28) 下一個

經常來這裏潛水,看到這裏的朋友們一個房子接一個房子的買,俺真是打心眼兒裏佩服,可做夢也沒想到,俺也會琢麽著買個房子來出租。最近身邊的朋友都在下單子買房,還說我向外星人一樣,不識煙火,問他們一些低級的問題,如: 1300 尺的 Condo 從 58 萬跌到 35 萬了,還是在 不錯的地區,該買嗎?

看中一個 Short Sale 的 Condo ,情況是這樣的:
1300 尺,兩層,房間內部 裝修簡單,正好用來出租。房子的曆史:

Aug 22 , 2009

Listed

$330,000

Sep 1, 2009

Price Changed

$380,000

Sep 10, 2009

Price Changed

$440,000

Oct 10, 2009

Delisted

Oct 23, 2009

Relisted

Oct 23, 2009

Price Changed

$390,000

Dec 23, 2009

Price Changed

$350,000

問題:

1 :我們應該下什麽樣的價錢給銀行?上個月剛賣了一個37萬,比這個房子的內部裝修好。

2 :這個周未會再去看一下房子,應該注意檢查什麽?目前沒水,沒電。

3 :既然是 Sold as is, 聽代理說,從買了房子到拿到鑰匙這一個月中,從前的房主還是有 鑰匙的,怎樣保證到手的房和我們看到的一樣?

4 :付 20% 還是 40% 的 Downpay?, 貸 15 年,還是 30 年的?

5: 再加一個問題,那個地區目前的情況:280 units and 62 are non- owner occupied,好租嗎?

不好意思,問了這麽多初級問題,謝謝這裏的朋友!





3/31/12:
有了幾個白玉之後, 再看當初寫的東西真是好笑:)
哪來那麽多問題啊,憑感覺就成!


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閱讀 ()評論 (4)
評論
樂樂逍遙 回複 悄悄話 "Landlord and his agent has the right to show the house to future tenant 30 days before lease expire or termination."

If so, you have the better chance to show the house while current tenant stay
樂樂逍遙 回複 悄悄話 Yes, buyer have many ways to run away from the contract.

1. Disclosure report (TDS);

2. Loan contingency;

3. Appraisal contingency;

4. Home inspection contingency;

5. HOA contingency (if it is CONDO or TH)

非常感謝網友的幫忙。
樂樂逍遙 回複 悄悄話 1:我們應該下什麽樣的價錢給銀行?上個月剛賣了一個37萬,比這個房子的內部裝修好。

If it is bank foreclosed or short sale, usually you pay much less than a regular sale, but it depends on if you have competitors.

2:這個周未會再去看一下房子,應該注意檢查什麽?目前沒水,沒電。

This list can be very long. You had better go with an experienced friend if your agent is not as good as va_landlord.


3:既然是Sold as is, 聽代理說,從買了房子到拿到鑰匙這一個月中,從前的房主還是有 鑰匙的,怎樣保證到手的房和我們看到的一樣?

At the day of settlement, you need a final walk-through to make sure it is still the same condition.


4:付20% 還是40% 的Downpay?, 貸15 年,還是30 年的?

Depends on your own financial situation. I usually want to pay as little as possible, and terms as long as possible.
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