7月20號股市觀察

最近幾日， 跌有量， 漲縮量（今天）， 不是好兆頭。

想好退路 - 一定要認真研究有莊或/且可以長持的績優股. 如前期推薦的ASRV, 今天季報：

Pros:

second quarter 2021 net income of $1,708,000, or $0.10 per diluted common share. a book value of $6.52 per common share and a tangible book value of $5.71 per common share on June 30, 2021. a $0.025 per share quarterly common stock cash dividend. The cash dividend is payable August 16, 2021 to shareholders of record on August 2, 2021. 

 Management expects to utilize $33 million of this short-term liquidity during the third quarter of 2021 to repay maturing institutional deposits that have an interest cost of 2.95%. 。。。 is planning to use a significant portion of the additional deposits from the branch acquisition to replace higher cost funds later during the third quarter of 2021, which will result in further deposit interest cost savings. 

Cons:

completion of our Somerset County branch acquisition which provided AmeriServ Financial with $42 million of low cost core deposits. The Company will be able to utilize $33 million of these deposits to replace higher cost institutional deposits that mature during the third quarter of 2021,

recorded a total of $1.7 million of processing fee income and interest income from PPP lending activity through six months of 2021, which is $637,000 higher than the 2020 level.

Some guy published a negative reprt of ASRV back in several months 2-3? ago, I could not find that report.

隻是舉例提供這種穩健經營的公司和同好交流， 在適當價位買入（3.9今天）， 長持真的可以發財。風險自負， 僅供參考。以前我的帖子裏有相似的這種公司。