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going to Feeding with Love program at LAMP,June 25,2012

(2012-06-27 06:59:19) 下一個

As usual we went to the baby program on this Monday afternoon. Jane accompanied with us.

 

Today's topic is Plan Your'Child's Education savings-introducing RESP and Canada Learning Bond(Get $500 for your child's future).

 

RESP means Registered Education Savings Plan.It is an education savings account registered with the Goverment of Canada. It helps you put aside money for your child's education after high school.

 

You can open an RESP at a financial institution, or through a certified financial planner or a group plan dealter which are known as "RESP providers".

 

In addition to RESP, you could receive the Canada Learning Bond or Canada Education Savigns Grant.Family's net income under $42000 a year can also apply for Canada Learning Bond who has a kid under 8 years old.First year $500 is offered by the goverment of Canada and after that each year is $100 until the child is 15 years old to a maximum of $2000.

 

For basic Canada Education Savings Grant will give you 20% of your contribution(maximum $2500 a year)in your child's account each year to a maximum of $7400.

 

Depending on your net family income,you could receive an extra 10% or 20% on every dollar of the first %500 you save in your child's RESP each year.

 

Make sure to apply for both parts of this grant.

 

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