2010-04-09

Lender	30 Years		15 Years		(HB)30 Years		3/1ARM		5/1ARM		7/1ARM		(HB) 5/1 ARM		Jumbo 3/1 ARM		No Impound	25 or 30 Lock
	5.250%	5.125%	4.500%	4.500%	5.375%	5.375%	4.000%	4.000%	3.875%	3.875%	4.125%	4.125%	4.000%	4.000%	4.500%	4.500%
	9-Apr	8-Apr	9-Apr	8-Apr	9-Apr	8-Apr	9-Apr	8-Apr	9-Apr	8-Apr	9-Apr	8-Apr	9-Apr	8-Apr	9-Apr	8-Apr
Amtrust	1.768	0.97	1.077	1.264	1.433	1.552	0.201	0.209	1.212	1.398	0.706	0.906	0.177	0.366
Bay Equity	1.78	0.99	0.942	1.102	1.353	1.473			0.218	0.087
BOA	1.625	0.75	0.625	1.375	1.25	0.75			1	1.125	0.5	0.75		0.125
CMG	1.744	0.983	1.123	1.38	1.248	0.981	0.128	0.276	0.141	0.366	0.268	0.12
CSLending	1.75		1.125		1				0.375
EverBank	1.729	0.903	0.95	1.117	1.647	1.247			1.11	1.118	0.657	0.665
First Cal	1.861	0.854	0.985	1.072	0.529	0.617	1.437	1.539	0.939	1.122	0.707	0.886		0.047	0.045	0.054
Home Saving	1.831	1.017	1.206	1.334	1.467	1.539			0.441	0.666
Icon	1.625	0.75	0.875	1.125	1.5	1.75			0.25	0.5		0.125
JMAC	2	0.875	0.75	1.375	1.625	1.875	0.25	0.625	0.875	1.25	0.125	0.5	0.375	0.75	0.375	0.375
Metlife	1.25	0.5	0.5	0.625	0.875	0.875	0.75	0.75	0.875	1.125	0.5	0.75	0.75	0.75
PacificBay	2	1.875	1.125	1.25	0.875	1	1.25	1.25	0.75	0.875	0.5	0.625
Pinnacle	1.88	0.87	1.03	1.2	1.4	1.48			1.07	1.29	0.12	0.36	0.72	0.94
PMC	1.375	0.625	0.75	1	0.75	0.75
PRMG	1.625	0.5	1.125	1.125	1.125	1.125	1.25	1.375	0.625	1.375	0.5	0.75	0.125	0.125
Provident	1.625	0.75	0.625	0.625	1.125	1.25			0.25	0.5
Sierra Pacific	1.933	0.587	1.184	0.826	1.933	1.587	0.675	0.905	1.085	1.235	0.575	0.825	0.105	0.325
Stearns	1.875	1	1.125	1.25	1.25	1.375	1.375	1.5	1	1.25	0.75	1	0.25	0.5
US Bank	1.772	0.961	0.858	1.005	0.903	0.991	1.393	1.435	1.023	1.163	0.244	0.445		0.1	1.1	1.1
Wells Fargo	1.74	0.738	0.575	0.739	1.147	1.24			0.67	0.828	0.525	0.703	0.191	0.196