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難得糊塗。望能幫助大家解答投資理財的問題。使大家在投資理財的過程中, 不馬馬虎虎以及不糊糊塗塗被人忽悠, 盡快實現財務自由。
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Treesusuallydon'tdamagethefoundationofahouseunlesstheyareveryclosetothehouse,like2to10feetaway.Buttrees'rootsareverybadtoyoursewerpipes.Ifyouhavetreesclosetoyoursewagepipes,youneedtohaveplumbertocleanthelineatleasteverytwoyears. [閱讀全文]
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Thispostwaswrittentoreplyapostin投資理財forumaboutmaking$1Minamonth.IhaverepliedjokinglythatImade$1MinApril2017.HereiswhatIwroteinafollowupwithmyfirstreply.'Iwaswaitingforsomeonetodisputemyclaimofmakinga$1MinApril.Sofar,noonequestionedaboutmyclaim.Alright,IhavetoconfessthatIlied.'. Idon'tthinkthatsomeonewhocanmakea$1Minamonthwillhavetimetocometothisforum.Weallknowthatitisnoteasytoma...[閱讀全文]
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Iusethismethodtodeterminewhetherpayingdownthemortgageornot. Let'ssaythemortgagerateis4%for30years.Thequestioniswhetheryoucanmakemorethan4%annualreturnonyourinvestment.IftheanswerisYES,thendon'tpaydownyourmortgage.
Let'ssayyourinvestmentreturnis6%,then4%goestothemortgageandyouhave2%gainafterthat.Actually,yourmortgageratecouldbelowerifyouhaveitemizedyourtaxreturn,soyoureffectivemo...[閱讀全文]
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Forthepast9yearsafter2008financialcrisis,UShaslost9Mconstructionjobs.Italsobankruptedalotofrealestatedevelopers.Now,theeconomyhassomewhatrecoveredandpeopleconfidencehascomeback.Thetroubleisthattherearenotmanyhousesinthemarketforsell.Thesupplyisshortsincethebuildershavenotbuiltenoughhomesforthedemandduetotheeffectofthecrisis.Rightnow,itisaseller'smarket.Themortgagerateswentupabit,buttheyarenotn...[閱讀全文]
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