個人資料
正文

奇虎貸款利率-CA, TX, MD, VA,FL- 10月21日 星期五

(2016-10-21 12:49:34) 下一個


SUMMARY:今天(10月20日 星期五)開盤時的房貸利率價格和上個工作日相比持平
。目前重新貸款40萬左右的利率,30年固定利率穩定在3.375%,15年固定利率穩定在
2.750%,5/1 ARM上升在3.000%。購房貸款40萬左右,30年固定的利率穩定在3.375%,
15年固定
利率穩定在2.625%,5/1 ARM穩定在2.750%..

注:除非特別說明,以下列出的利率都是基於本帖底部的貸款參數,並且是帶impound
account的利率。

 

******************************* CALIFORNIA *******************************
    (Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $
750K.See other assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.750    3.250    2.625    3.000      3.250
>$417K      3.550    2.875    3.375     2.875     3.375      3.375
Jumbo        3.750    3.125     -----        ------    3.125      3.125
 
                        
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500    2.875    3.375    2.750     3.250        3.500
>$417K      3.950     3.500    3.875       3.625      3.375      3.375
    
                    
PRIMARY RESIDENCE - PURCHASE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.625    3.125    2.500    2.750       2.875
APR           3.375    2.667    3.164    2.605     2.785      2.924
                     
>$417K      3.450    2.750    3.375       2.750     3.125        3.125
APR           3.471    2.783    3.390       2.820     3.155        3.162
                        
Jumbo        3.625     3.000     -----       -----     2.875       3.000
APR            3.626     3.037     -----       -----     2.908       3.020
     
                                                       
INVESTMENT PROPERTY - PURCHASE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625   2.990    3.500   3.000    3.625        3.750
APR           3.680    3.068    3.519    3.064    3.669       3.790

 

 


******************************** TEXAS ********************************
    (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions
      at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500    2.875    3.375    2.750     3.125        3.500
>$417K      3.875       -----      ------        -----     -----      3.375
                        
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625   3.125    3.500    3.125       3.750      3.875
>$417K      4.000      -----      ------      -------       -----    3.500

                        
PRIMARY RESIDENCE - PURCHASE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.250    2.625    3.125    2.500    2.750       2.875
APR           3.285    2.662    3.140    2.570    2.765       2.923
                        
>$417K      3.625    3.000    -----       ------     3.000       3.000
APR           3.623     3.032    -----      ------     3.005       3.017
                        
INVESTMENT PROPERTY - PURCHASE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625   2.990    3.500    2.875    3.625       3.750
APR           3.650    3.063    3.515    2.992    3.648       3.787

 

 


******************************** MARYLAND********************************
    (Based on Conforming Loan $380K, High-Balance Loan $550K. See other
assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.750    3.250    2.625     2.875        3.125
>$417K      3.750       3.250      ------        -----     3.250      3.250
                        
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500   2.875    3.375    2.750       3.125      3.500
>$417K      3.875      3.500      ------      -------       3.250    3.250

                        
PRIMARY RESIDENCE - PURCHASE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.625    3.125    2.500    2.750       2.875
APR           3.348    2.607    3.117    2.495    2.753       2.897
                        
>$417K      3.625    3.000    -----       ------     3.000       3.000
APR           3.622     3.031    -----      ------     3.005       3.017
                        
INVESTMENT PROPERTY - PURCHASE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625   2.990    3.500    3.000    3.625       3.625
APR           3.652    3.008    3.471    2.991    3.637       3.650

 


******************************** VIRGINIA ********************************
    (Based on Conforming Loan $380K, High-Balance Loan $550K. See other
assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500    2.750    3.375    2.625     3.125       3.375
>$417K      3.875       -----       ------       ------    -----       3.375
                        
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    2.875   3.375     2.875     3.250         3.625
>$417K      4.000      -----       ------      ------     -----        3.500
                        
PRIMARY RESIDENCE - PURCHASE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.250    2.625    3.125    2.500    2.750       2.875
APR           3.280    2.613    3.122    2.505    2.757        2.901
                        
>$417K      3.625    3.000    -----      ------    3.000         3.000
APR           3.625    3.035    -----      ------    3.006       3.019
    
                    
INVESTMENT PROPERTY - PURCHASE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    2.990    3.500    3.000    3.625       3.625
APR           3.646    3.014    3.477    3.001    3.641        3.654

 


******************************** FLORIDA ********************************
    (Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest
      Area only. See other assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    3.000    3.500    2.875    3.750        3.875
>$417K      4.125      -----      ------      ------    -----      3.625
                        
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.750    3.125   3.625     3.000     -----         4.250
>$417K      4.125     -----      ------     ------     -----       -----
                        
PRIMARY RESIDENCE - PURCHASE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.250    2.625    3.125    2.500   2.750        2.875
APR           3.293    2.671    3.167    2.541    2.785        2.920
                        
>$417K      3.625    3.000    -----      ------    3.000         3.000
APR           3.625    3.036    -----      ------     3.008        3.020
                        
INVESTMENT PROPERTY - PURCHASE:                        
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    2.990    3.500    2.875    3.625       3.750
APR           3.659    3.085    3.532    3.015    3.667       3.799

 


Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):  
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注:以上凡是沒有表明利率的loan program,意味著該program做不了no point的貸款
,需要收point才能做。

奇虎貸款NMLS ID: 1169300

 

 

[ 打印 ]
閱讀 ()評論 (0)
評論
目前還沒有任何評論
登錄後才可評論.