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讀書筆記11:複利效應

(2022-10-27 19:19:15) 下一個

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閱讀日期:2022年10月28日

推薦指數:8/10

我的讀後感:

 這是一本非常經典的自助書,在某種意義上,它對我的啟發非常大。當然,書中的大部分都是我曾經聽說過的一些基本原理,但作者以一種具體又警醒的方式去表述。書中有一句話說,“你現在花的每一塊錢,都要以乘以5的方式去衡量。”

 

我的筆記:

 

Every time you spend a buck today, it’s like taking five dollars out of your future pocket. 

Time Is of the Essence

Suppose you’ve always wanted to play the piano, but feel it’s too late because you’re about to turn forty. If you start now, by the time you’re retirement age, you could be a master, as you’ll have been playing for twenty-five years! The key is to start NOW. Every great act, every fantastic adventure, starts with small steps. The first step always looks harder than it actually is. 

Simple. Do it each day of the week, and you’ll improve by ½ percent each week (translation: not much), equaling 2 percent each month, which, compounded, adds up to 26 percent each year. Your income now doubles each 2.9 years. By Year Ten, you can be performing and earning 1,000 percent what you are now. Isn’t that amazing? You don’t have to put in 1,000 percent more effort or work 1,000 percent more hours. Just 1/10 of 1 percent improvement each day. That’s it. 

Only when you’re willing to take 100 percent responsibility for making the relationship work will it work. 

If you’ve ever blamed traffic for being late, or decided you are in a bad mood because of something your kid, spouse, or co-worker did, you’re not taking 100 percent personal responsibility. 

Write down the small, seemingly inconsequential actions you can stop doing that might be compounding your results downward.

List a few areas, skills, or outcomes where you have you been most successful in the past. Consider whether you could be taking those for granted and are not continuing to improve, and are therefore in jeopardy of having that complacency lead to future failure.

The (Complete) Formula for Getting Lucky:

Preparation (personal growth)

+ Attitude (belief/mindset)

+ Opportunity (a good thing coming your way)

+ Action (doing something about it)

= Luck

Not good at dribbling with your left hand? Tie your right hand behind your back and dribble three hours a day.

Behind in your math? Hunker down, hire a tutor, and work like hell all summer until you get it.

No excuses. If you aren’t good at something, work harder, work smarter.

Your Secret Weapon—Your Scorecard

The first step toward change is awareness。

To help you become aware of your choices, I want you to track every action that relates to the area of your life you want to improve.

If you’ve decided you want get out of debt, you’re going to track every penny you pull from your pocket. If you’ve decided you want to lose weight, you’re going to track everything you put into your mouth.

Simply carry around a small notebook, something you’ll keep in your pocket or purse at all times, and a writing instrument. You’re going to write it all down. Every day. Without fail. No excuses, no exceptions. As if Big Brother’s watching you. As if my dad and I will come and make you do a hundred pushups every time you miss.

The easiest thing to grab when you’re hungry is empty carbs. One strategy I use is to have protein on hand. I cook up a bunch of chicken on Sunday, and package it and have it ready for the week.

the magic is in the doing of simple things repeatedly and long enough to ignite the miracle of the Compound Effect.

carry a small notepad in my back pocket, and write down every single cent I spent for thirty days. Whether it was a thousand dollars for a new suit or fifty cents for air to fill up my tires, it all had to go down on the notepad. Wow. This brought an instantaneous awareness of the many unconscious choices.

I was making that resulted in money pouring out of my pockets. Because I had to log everything, I resisted buying some things, just so I didn’t have to take out the notepad and write it in the dang book.

This tracking exercise changed my awareness of how I related to my money. 

Money Trap

Do you know how the casinos make so much money in Vegas? Because they track every table, every winner, every hour. Why do Olympic trainers get paid top dollar? Because they track every workout, every calorie, and every micronutrient for their athletes. All winners are trackers. Right now I want you to track your life with the same intention: to bring your goals within sight.

Tracking is a simple exercise. It works because it brings moment-to-moment awareness to the actions you take in the area of your life you want to improve. 

I was sure I needed to take a break to go to the bathroom or get a glass of water. But instead of quitting, every time I hit one of those mental and emotional walls, I recognized that my competitors were facing the same challenges. I knew this was another moment that, if I kept going, I would be strides ahead of them. These were the defining moments of success and progress.

Keep It Slow and Easy

Your task is to write down everything you put in your mouth, from the steak, potatoes, and salad you have at dinner, to those many tiny choices during the day—that handful of pretzels in the break room, that second slice of cheese on your sandwich, that “fun-sized” candy bar, that sample at Costco, those extra sips of wine after the host tops off your glass. 

You’ll start adding up that $4.00 coffee on the way to work and realize, Holy cow! I’ve just spent sixty bucks on coffee in three weeks! Hey, that’s a thousand bucks a year! Or, compounded, that’s $51,833.79 in twenty years! 

Do I really want that candy bar? I’m gonna have to haul out my notebook and write it down, and I’ll feel a little sheepish.” That’s two hundred calories saved right there. 

Am I saying that your four-dollar-a-day coffee habit is going to cost you $51,833.79 in twenty years? Yes, I am.

Did you know that every dollar you spend today, no matter where you spend it, is costing you nearly five dollars in only twenty years (and ten dollars in thirty years)? 

Once you start tracking your life, your attention will be focused on the smallest things you’re doing right, as well as the smallest things you’re doing wrong.

Why Everything’s Possible

The power of your why is what gets you to stick through the grueling, mundane, and laborious. All of the hows will be meaningless until your whys are powerful enough. 

If your why-power—your desire—isn’t great enough, if the fortitude of your commitment isn’t powerful enough, you’ll end up like every other person who makes a New Year’s resolution and gives up too quickly.

Again, that’s why tracking is so effective. I mean, honestly, do you know how many hours of TV you really watch every day?

My iPhone alarm goes off at 5 a.m. (confession: sometimes, 5:30 a.m.) and I hit the Snooze button. Then I know I have eight minutes. Why eight? I have no idea, ask Steve Jobs; he programmed it. During those eight minutes I do three things: First, I think of all the things I’m grateful for. I send them love by imagining all that I wish and hope for them. Third, I think about my No. 1 goal and decide which three things I’m going to do on my No. 1 goal.

When I get up, I put on a pot of coffee, and while it’s brewing, I do a series of stretches for about ten minutes—something I picked up from Dr. Oz. If you’ve lifted weights your whole life as I have, you get stiff. 

Finally, I like to read at least ten pages of an inspirational book before going to sleep

Here’s how it works. Every Friday night is “date night,” and Georgia and I go out or do something special together. and no matter what we’re doing, date night is on! Every Saturday is FD (Family Day)—which means NO working.

You can see that once all this is scheduled, you no longer have to think about what you need to be doing.

I. Input: Garbage In, Garbage Out

Everyone is affected by three kinds of influences: input (what you feed your mind), associations (the people with whom you spend time), and environment (your surroundings). I

We can’t change our DNA, but we can change our behavior.

The people with whom you habitually associate are called your “reference group.” According to research by social psychologist Dr. David McClelland of Harvard, your “reference group” determines as much as 95 percent of your success or failure in life.

Who do you spend the most time with? Who are the people you most admire? Are those two groups of people exactly the same? If not, why not? Jim Rohn taught that we become the combined average of the five people we hang around the most.

I’ve got a neighbor who’s a three-minute friend. For three minutes, we have a great chit-chat, but we wouldn’t mesh for three hours. I can hang out with an old high-school friend for three hours, but he’s not a three-day guy. And, then there are some people I can hang around for a few days, but wouldn’t go on an extended vacation with. 

If you want to have a better, deeper, more meaningful relationship, ask yourself, “Who has the type of relationship I want? How can I spend (more) time with that person? Who can I meet who can positively influence me?” 

Arnold Schwarzenegger made famous a weight training method called “The Cheating Principle.” Arnold was a stickler for perfect technique. He contended that once you reached your maximum number of lifts in perfect form, adjusting your wrists or leaning back to recruit other muscles to assist the working muscles (cheating a little) would allow you to do five or six more reps, which would significantly improve the results of that set. (You can also achieve this by having a workout partner who assists the last few reps you couldn’t have done on your own.)

Viewing yourself as your toughest competitor is one of the best ways to multiply your results.

http://www.thecompoundeffect.com/

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