美西遊子
有財富未必有人生，有人生未必無財富。
博文
(2010-03-11 22:53:33)
Shouldyoudoyourowntaxes?Doyouneedhelppreparingyourtaxreturn,orshouldyoutrytodoityourself?Thefollowingquizcanhelpgiveyouanideaofhowwellyouunderstandtaxconceptsandcurrenttaxlaws.Thereare25questions,andeachquestionisworthfourpoints.
http://moneycentral.msn.com/quiz/tax-iq-quiz/home.aspx
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(2010-03-10 17:27:24)
女人八想；
一想上網免費；
二想年輕十歲；
三想上班不累；
四想帥哥排隊；
五想無所不會；
六想海吃不肥；
七想衣服不貴；
八想紅杏出牆無罪。
美女感歎男人：
有才華的長的醜；
長得帥的掙錢少；
掙錢多的不顧家；
顧了家的沒出息；
有出息的不浪漫；
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(2010-03-08 18:21:53)
Astoplimitorderisatypeoforderthatcombinesthefeaturesofastoporderwiththoseofalimitorder.Astoplimitorderwillbeexecutedataspecifiedprice(orbetter)afteragivenstoppricehasbeenreached.Oncethestoppriceisreachedbythemarket,thestoplimitorderbecomesalimitordertobuy(orsell)atthelimitpriceorbetter.Thisorderisthenhandledasdefinedbyalimitorder.
Theprimarypurposeofastoplimitorderistogiveyoumorecontrolov...[閱讀全文]
(2010-03-07 20:42:22)
國內哥們：
清晨起床，打拳；上午開會，打盹；中午吃飯，打嗝；下午上班，打哈；
傍晚加班，打牌；晚上娛樂，；半夜回家，打架；睡覺總是，噩夢。
美國我們：
清晨起床，做飯；上午上班，苦幹；中午吃飯，自帶；下午上班，拚命；
傍晚下班，打球；晚上娛樂，沒有；照點回家，恩愛。睡覺總是，美夢。
國內哥們：
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(2010-03-05 22:21:18)
'529'Plans:WhySoManyFlunkOutbyKarenBlumenthal
Thursday,March4,2010providedby
Afterpostingdismalresultsduringthemarketdownturn,operatorsof"529"college-savingsplanshavebeencuttingexpensesandaddinglower-riskinvestmentchoicesinhopesofmakingtheirplansmoreattractive.MorefromWSJ.com:
•TheFalseSecurityofPrepayingTuition
•TheStudentLoanEffect
•FiveReason...[閱讀全文]
(2010-03-05 17:46:11)
IsFilingTaxesJointlyaGoodIdea?byKayBell
Friday,February12,2010Asamarriedcouple,youprobablysharealmosteverything.Butisthatsuchagoodideawhenitcomestofilingtaxes?Mostcouplesfiletheirreturnjointly,combiningincomesandsharingdeductions.Thattrendwillprobablycontinue,encouragedinlargepartbytax-lawchangesduringthelastfewyearstoeasethemarriagepenalty.Thisfilingphenomenontendedtoshowupwhenworkingspo...[閱讀全文]
(2010-03-05 13:40:45)
Ifyougivepeoplealotofmoney,youmighthavetopayafederalgifttax.ButtheIRSalsoallowsyoutogiveupto$13,000in2009and2010toanynumberofpeople,everyyear,withoutfacinganygifttaxes,andwithouttherecipientowinganyincometaxonthegifts.
WhyitpaystounderstandthefederalgifttaxlawIfyougivepeoplealotofmoneyorproperty,youmighthavetopayafederalgifttax.Butmostgiftsarenotsubjecttothegifttax.Forinstance,youcangiveu...[閱讀全文]
(2010-03-04 08:43:33)
Thisisthesecondpartofatwo-partseriesontheAlternativeMinimumTax.HerewecoverthevarioustaxpreferenceitemsthatincreasetheamountofAMTtaxableincome.WethenendwithadiscussionofhowtoavoidtheAMT.BeforeYouStartReadPartIinthisseries.Gatheryourrecordsoninterestreceivedandanydepreciationtakenduring2008.How-ToGuidesBuyingYourFirstHomeYourRetirementChecklistUsingCreditWiselyFinancingaNewCarViewmorehow-toguid...[閱讀全文]
(2010-03-04 08:38:50)
TheAMTwasoriginallydevisedtohelppreventhighincomefilersfromavoidingtaxaltogetherthroughthecleveruseofvariousdeductions.TheAMTeffectivelytakesbacksomeofthetaxbreaksallowedforregulartaxpurposes.Theonlywaytoreallytellifyouare"caught"intheAMTistodetermineyourregulartaxliability,thenyourAMTliabilityandseewhichishigher.IntrueIRSspirit,thehigherliabilityistheoneyoupay.BeforeYouStartAssembleyourmater...[閱讀全文]
(2010-03-03 21:16:35)
Pre-Tax401kContributionLimitsLet'stakeaquicklookattheindividualpre-taxcontributionlimitssetbytheIRSintherecentpastandoverthenextfewyears:2004-$13,0002005-$14,0002006-$15,0002007-$15,5002008-$15,5002009-$16,5002010-$16,5002011-$16,500plusanindexforinflation($500increments)Asthetableabovedemonstrates,in2011contributionlimitsthatapplyto401kplanswillbeindexedforinflation-atypeofcost-of-livinginde...[閱讀全文]
