美西遊子
有財富未必有人生，有人生未必無財富。
博文
(2015-09-30 12:29:34)
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(2015-05-04 12:56:18)
一分鍾讓你看懂股市、房市、信托和黃金市場！
2015-05-03
有一個商人到了一個山村，村子周圍的山上全是猴子。商人就和村子種地的農民說，我買猴子，100元一隻。村民不知是真是假，試著抓猴子，商人果然給了100元。於是全村的人都去抓猴子，這比種地合算得多了。很快商人買了兩千多隻猴子，山上猴子很少了。商人這時又出價200元一隻買猴子，村民見猴價翻番，便[閱讀全文]
(2015-04-16 17:26:28)
Asataxpayer,you,onlyYOU,areresponsibleforyourownfinancehealth.FA,CPA,etc.areonlyyourhelpers.
let'sdosometaxplanningNOWforyr2015.considerthefollowingsifyourunsmailbusinessincludingTF.
investor.vanguard.com/what-we-offer/small-business/compare-plans
let'sdosometaxplanningNOWforyr2015.considerthefollowingsifyourunsmailbusinessincludingTF.
investor.vanguard.com/what-we-offer/small-business/compare-plans
(2015-04-11 22:35:22)
Disclaimer:
Thisismeantasaguide,notprofessionaladvice.Ifyouhaveanyquestionsaboutyourtaxesoryourdeductions,hireanaccountantoraskataxprofessional.[閱讀全文]
Thisismeantasaguide,notprofessionaladvice.Ifyouhaveanyquestionsaboutyourtaxesoryourdeductions,hireanaccountantoraskataxprofessional.[閱讀全文]
(2015-04-01 20:43:19)
itdependsonthefollowings:
-what'sputinyourcontract?
-whatwillyoupurchase?Ifyourbiddingtopdollaryoumaywantdoasanextensiveofaninspectionasyoucandoonyourownbeforesigningthepurchaseagreementthendotheappraisal1st,ifyouarebuyingadistressedpropertyatalowtomiddlingpricedotheinspection1st.Ifyouarebuyingafixerattopdollar,flipacoinandcrossyourfingers.
botharecontingencies.Buyersbackoutforbothlowa...[閱讀全文]
-what'sputinyourcontract?
-whatwillyoupurchase?Ifyourbiddingtopdollaryoumaywantdoasanextensiveofaninspectionasyoucandoonyourownbeforesigningthepurchaseagreementthendotheappraisal1st,ifyouarebuyingadistressedpropertyatalowtomiddlingpricedotheinspection1st.Ifyouarebuyingafixerattopdollar,flipacoinandcrossyourfingers.
botharecontingencies.Buyersbackoutforbothlowa...[閱讀全文]
(2015-03-27 09:52:41)
萬丈高樓平地起。我的口頭禪就是：firstthingfirst。都知道第一桶金的重要，其實，啥時候拿到這第一桶金更為重要。起跑線的道理。 算了一筆賬後，便有了如下想法。
剛剛畢業的年輕人，養家糊口的中年人，大可不必拚命往紐約，舊金山，洛杉磯城裏麵鑽。道理非常簡單：掙得多，開銷也龐大，一房奴，哪來第一桶金呢？除非公司IPO，但畢竟是小概率事件。還有一[閱讀全文]
(2015-03-19 07:37:42)
甲有5套房，不上班，靠收房租生活； 乙有1套房，上班賺工資； 丙無房，租房子住，菜場賣菜。 忽然有天要收房產稅了。 丙說：太好了，我沒房，收那幫炒房人的稅，我全力支持！房價大跌了，我就可以買房了。 乙說：沒關係，我隻有一套，收那幫炒房人的稅，我支持！房價大跌了，我可以再買一套。 甲說：哦，房產稅收多少？1%對吧，下個月房租漲5%[閱讀全文]
(2015-03-11 09:58:38)
NEVEREVERGIVEUPYOURCOBRA!instead,waituntillastfewdaystoenrollyourCobra(youusuallyhave63daystoenrollCobra,checkyourpackage).BUT,BUTDON'TPAYANYPREMIUMWHENENROLL!youhave45daysgraceperiodtomakeyourpaymentoranydayyouhavemedicalservicerenderedduringthese45days.theruleisyouarecoveredbyCobraonceyoumakepaymentduring45days.
let'shope:
-youfindanewjobduringthese45daysandgetmedicalcoveragethrough...[閱讀全文]
(2015-03-05 09:25:02)
(2015-03-04 09:13:24)
眾所周知的是： Mostrentalownersclaimtaxlosses(toreduceW-2incomeifany),evenwhentheyaremakingaprofit.Youcandeductupto$25,000ofrentallossesonyourtaxreturnifyouradjustedgrossincomeislessthan$150,000. Ifyouradjustedgrossincomeislessthan$100,000,youcandeductthefull$25,000. Ifyouradjustedgrossincomeisbetween$100,000and$150,000,youcandeductupto($150,000–YourIncome)/2.SoifyourAGIis$120,000,yo...[閱讀全文]
