My car was totally damaged in my first car accident.

 

I had my first accident many years ago while I was a student.  My car was totally damaged.  There was no airbags then in my car and I was sent hopital.  Furtunately I used seat belt which saved my life.  Since then I have had a few more minor accidents and one of them was my fault.  But the insurance company did not raise my premium for overrall I had a good driving record.