四十年401K連續滿額定投(1985-2024)現在退休金裏可以有將近6M

來源: 2024-10-03 19:56:59 [舊帖] [給我悄悄話] 本文已被閱讀:

如果公司有match,最後可能有7-8米。錢主要來自前十一年(1985-1995)的投資回報,占了60%。

最後29年的加倍投入隻產生了40%的財富。

 

Contribution

Year Total Return MultFactor  Current Value
$30,500.00 2024 20.76 1.2076 $36,831.80
$30,000.00 2023 26.29 1.52507804 $45,752.34
$27,000.00 2022 -18.11 1.248886407 $33,719.93
$26,000.00 2021 28.71 1.607441694 $41,793.48
$26,000.00 2020 18.4 1.903210966 $49,483.49
$25,000.00 2019 31.49 2.502532099 $62,563.30
$24,500.00 2018 -4.38 2.392921193 $58,626.57
$24,000.00 2017 21.83 2.91529589 $69,967.10
$18,000.00 2016 11.96 3.263965278 $58,751.38
$18,000.00 2015 1.38 3.309007999 $59,562.14
$17,500.00 2014 13.69 3.762011194 $65,835.20
$17,500.00 2013 32.39 4.98052662 $87,159.22
$17,000.00 2012 16 5.777410879 $98,215.98
$16,500.00 2011 2.11 5.899314249 $97,338.69
$16,500.00 2010 15.06 6.787750975 $111,997.89
$16,500.00 2009 26.46 8.583789883 $141,632.53
$15,500.00 2008 -37 5.407787626 $83,820.71
$15,500.00 2007 5.49 5.704675167 $88,422.47
$15,000.00 2006 15.79 6.605443376 $99,081.65
$14,000.00 2005 4.91 6.929770645 $97,016.79
$13,000.00 2004 10.88 7.683729692 $99,888.49
$12,000.00 2003 28.68 9.887423367 $118,649.08
$11,000.00 2002 -22.1 7.702302803 $84,725.33
$10,500.00 2001 -11.89 6.786499 $71,258.24
$10,500.00 2000 -9.1 6.168927591 $64,773.74
$10,000.00 1999 21.04 7.466869956 $74,668.70
$10,000.00 1998 28.58 9.600901389 $96,009.01
$9,500.00 1997 33.36 12.80376209 $121,635.74
$9,500.00 1996 22.96 15.74350587 $149,563.31
$9,240.00 1995 37.58 21.65991538 $200,137.62
$9,240.00 1994 1.32 21.94582626 $202,779.43
$8,994.00 1993 10.08 24.15796554 $217,276.74
$8,728.00 1992 7.62 25.99880252 $226,917.55
$8,475.00 1991 30.47 33.92063765 $287,477.40
$7,979.00 1990 -3.1 32.86909788 $262,262.53
$7,627.00 1989 31.69 43.285315 $330,137.10
$7,313.00 1988 16.61 50.47500582 $369,123.72
$7,000.00 1987 5.25 53.12494362 $371,874.61
$7,000.00 1986 18.67 63.0433706 $441,303.59
7000 1985 31.73 83.04703209 581329.2246
$595,096.00       $5,859,363.81